football page background

Best Betting Sites in the US That Accept Credit Cards in 2024

With so many deposit methods available at betting sites today, it is hard to know which is best. It seems that the list of payment methods is growing daily, and it is becoming increasingly more complex to determine which would be the best to use at US betting sites. This guide will look at the most recommended betting sites in the US that accept credit cards.

Betting by debit cards and credit seems to be the favorite, which isn’t surprising. These are the original payment methods we used online in the early days of betting on the web. Visa and MasterCard are still popular today, but others are faster, more secure, and easier to use.

Of course, the fact that they stood the test of time shows just how popular they are. Even with all the competitors accepted by the top bookies, credit cards remain a bettor’s favorite, mainly because almost everyone has one in their wallet. Major betting sites accept this handy piece of plastic worldwide, and it helps that they’re associated with top banks and are easy and safe to use, with the Fair Credit Billing Act meaning you are protected when adding funds.

Sportsbooks will welcome anyone looking to use their credit and debit cards and sometimes extend them a betting bonus or a bonus bet just for using their cards. This guide highlights the best US betting sites and apps accepting credit cards for deposits and withdrawals.

US Sportsbooks Accepting Credit Card Payments

2005 ratings
Review
Up To $1,000 Deposit Bonus
  • Accepts deposits as low as $5
  • Hefty welcome and referral bonuses
  • Available in 22 US States
Gambling problem? Call 1-800-GAMBLER. Call (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369)(NY). Call 1-800-522-4700 (NH), 888-789-7777/visit ccpg.org (CT), or visit www.1800gambler.net (WV). Offer for new customers 21+ (18+ KY/NH/WY), present in AZ, CO, CT, IL, IN, IA, KS, KY, LA (select parishes), MA, MD, ME, MI, NJ, NJ, NY, OH, PA, TN, VA, VT, WV, WY only. Void in ONT/OR/NH. Eligibility restrictions apply. See terms at sportsbook.draftkings.com/promos.
Promocode: GAMBLEUSA
1445 ratings
Review
Up To $1,500 First Bet Offer
  • Superb range of sports
  • Enticing rewards program
  • Extensive catalogs of betting markets
Gambling problem? Call 1-800-GAMBLER (available in the US). Call 877-8-HOPENY or text HOPENY (467369) (NY). Call 1-800-327-5050 (MA). 21+ only. Please gamble responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800- 981-0023 (PR). First bet offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for terms. US $1500 promotional offer not available in New York, Nevada, North Carolina, Ontario, or Puerto Rico.
Promocode: GUSA1000
1265 ratings
Review
$1,000 First Bet on Caesars
  • Great Mobile App
  • Brilliant Welcome Bonus
  • Range Of Bet Types
21+. New users only. Offer valid and must be physically present in AZ, CO, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, NC, NJ, NY, OH, PA, TN, VA, WV, IL, MD, NJ, OH, PA, TN, VA, WV, WY. 1-877-8-HOPENY (467369) or Text HOPENY (467369). Call 1-800-GAMBLER.

Many sportsbooks are available in the US in 2024, making it quite daunting to choose the right one to sign up for and make a deposit into your betting account using your credit card. Our editors have picked the best sportsbook sites based on sign-up bonuses, customer service, variety of payment methods, limits, and fees. We have also made sure only to select reliable sportsbook sites that accept a range of credit cards, are licensed, and have outstanding reviews. On top of these elements, the fastest payout sportsbooks and those with the lowest minimum sports betting deposits are also included.

Top 10 US Sportsbooks Accepting Credit Cards

Most online sportsbooks accept credit cards as a payment method; the summary below includes our top 10 favorite sportsbooks in order. These sportsbooks have a combination of superb welcome bonuses and ongoing promotions, they also have a depth of markets allowing new users and seasoned bettors to construct the kind of bets they desire. Most importantly, they are also fully licensed and legal in the US.

🏆Rank🏈Sportsbook🎁Promo Code💳Credit Card Deposits💰Credit Card Withdrawals
🥇1
BetMGM SportsbookGAMBLEUSA✅Yes✅Yes
🥈2DraftKings Sportsbook✅Yes✅Yes
🥉3FanDuel Sportsbook✅Yes✅Yes
🎖️4BetRivers Sportsbook250MATCH✅Yes✅Yes
🏅5Caesars SportsbookGUSAFULL✅Yes✅Yes
6Borgata Sportsbook✅Yes✅Yes
7Pointsbet SportsbookGUSA✅Yes✅Yes
8bet365 Sportsbook✅Yes✅Yes
9Unibet Sportsbook✅Yes✅Yes
10Betway Sportsbook✅Yes✅Yes

To claim any of the exclusive welcome bonuses using the sportsbooks above, click our link, sign up for an account, and use the listed promo/bonus code if necessary when making a deposit!

❓How Do We Rate Credit Card Betting Sites?

When rating an online sportsbook that accepts credit cards as a payment and withdrawal method, we thoroughly scrutinize every aspect of the site’s processes. Some of the fundamental aspects we look at are which credit cards the betting site accepts. To be a top contender on our list, the sports betting site needs to accept some of the most popular credit and debit cards, such as:

  • Visa
  • MasterCard
  • American Express
  • Discover
  • JCB
  • Union Pay

The betting sites need to accept these cards as withdrawal and deposit methods. Another critical aspect is the flexibility of minimum and maximum amounts that you can deposit into your betting account. Most betting sites have a minimum deposit of $20 and a maximum of $2,500, although a handful of online gambling sites have a higher maximum deposit limit of up to $5,000.

Safety and support on an online sports betting site are paramount, so we check the reaction time, ease of use, and the outcomes of queries on the site’s live chat, email, community forums, and those with calling options. We also check the safety of the online betting site and see just how well your data is protected, the verification process for logging into the site, and if the site has an SSL certificate. The online sports betting sites we recommend have responsible gambling features to protect the punter from harmful online gambling practices.

We also check for welcome bonusesfree bets no deposit, bonus bet offers, sports deposit bonuses, etc., to ensure that they are what they promise, that they are of suitable value, and that there are no nasty surprises relating to the bonuses. Another essential must-have for any site recommended by us is a wide variety of markets and bet types, and the betting site is mobile-friendly or has a mobile app that offers the same features as you would expect from the website.

Areas of Consideration When Using Credit Cards for Betting

Visa - Credit Cards for Betting

What must you consider before using credit cards at US betting sites? Here’s a list that can help.

  • Cash Credit or Advance The first thing you need to consider is if your card has credit cash or advance. They are different – cash advances must be paid back, while credit cash can be paid in installments and have a limit.
  • Be Careful with Offshore Sites When betting on sports with credit cards, be careful with offshore betting sites. Always join credit card sports betting apps licensed for operations in the US, like the ones listed on this page.
  • Withdrawal Alternatives At some betting sites, credit cards are not accepted for withdrawals. If this is the case, you should look for a viable alternative.
  • Third-Party Sites If you’re using your credit card for sports betting through third-party sites such as PayPal, it might get banned. This has happened in European countries and the UK, where credit cards are not allowed for online betting and gambling.

Benefits of Using Credit Card Betting Sites

Benefits of Credit Card Sportsbooks

One of the most significant benefits of using a credit card is the speed of transactions. You can make a credit card deposit in seconds, and that money will be available to bet with immediately. Currency exchange is also done instantly and without the hassle by making payments or depositing with a credit card. You can also limit your spending by managing your credit card limit, in order to prevent the dangers of gambling.

While there are many benefits to using a credit card, there are a few drawbacks too. Not all sports betting sites allow withdrawals back onto the credit card; if they do, it can take days or even weeks. Some cards limit what you can use on your credit card at betting sites, which may not necessarily be the amount you have available on your card.

There are also fees; they can charge fees for withdrawingdepositing, and any other credit card transactions. Some cards charge a higher fee for gambling or sports betting sites, as using a credit card may be seen as a cash advance. Another big drawback to using a credit card for betting is the chance to spend above your means, resulting in debt.

How to Deposit For Betting Using Credit Card

Before you bet online, you need to fund your account at your chosen sportsbook by making a deposit using a credit or debit card. The deposit process is not nearly as daunting as you might think with credit card deposits, similar to making any purchase online, and is usually instant deposits ready for you to bet online or place as a qualifying bet to get a free bet.

  1. You need to head to the cashier option at the betting site.
  2. Choose a credit card from the list of deposits.
  3. Enter your card number; this is the long number on the front of your card.
  4. Next, enter your card’s expiration details.
  5. Enter the three-digit CVV number from the back of your cards.
  6. Enter the amount that you want to deposit
  7. Submit your request

Sometimes, you might be asked for additional information, such as your billing address and your name on the card when making debit card deposits.

Your second deposit to a sportsbook might require less effort, as your card details could be stored online with your approval. Therefore, you might need only to enter the amount and the CCV number to make a deposit.

How to Withdraw from a Credit Card Sportsbook

After an exciting day of sports betting on your favorite teams, you might want to withdraw your winnings back to your account from the betting site. Fortunately, the withdrawal process is easier, if not more straightforward, than making a deposit, especially if using the same card as in the deposit method.

  1. Again, head to the cashier.
  2. Choose the withdraw option.
  3. Then opt to withdraw to a credit card.
  4. If your sportsbook saved your details, select the card you wish to withdraw to.
  5. If your details are not saved, then enter your long card number.
  6. Enter the expiry date of your card
  7. Give your CVV number
  8. Submit the request

Not all sportsbooks allow you to withdraw funds to a credit card, so you might have to use a different withdrawal method. All credit card sportsbooks listed are also PayPal betting sites and Skrill betting apps, among other. You can easily use those and get your winnings safely to your credit card.

Another critical factor is whether additional verifications need to be performed by the sportsbook before any funds are released.

Minimum/Maximum Credit Card Limits for Betting

Casinos Accepting Credit Cards

All betting sites have their own minimum and maximum deposit limits and processing fees. The minimum deposit is generally $20, but we have seen a few that offer lower limits. The maximum deposit usually is about $2,500, with a handful of betting sites allowing a maximum bet of $5,000.

Some card issuers may impose their own maximum deposit limits for betting sites, and you should always check with your credit card company whether any deposit method restrictions apply to you playing at credit card betting sites.

Processing Times & Fees

Credit card deposits at betting sites enjoy some of the fastest processing times, with most deposits cleared for play in a matter of minutes or, at the longest, a few hours. Not all betting sites allow for withdrawals to credit cards; when they do, it could take a few days to process. This is because withdrawals need to be cleared internally to check that all bonus requirements were met in line with their terms and conditions. You could also experience a delay because they send the payment request to your credit card provider for processing.

Another thing to remember is that each betting site has its own processing fee for making credit card deposits and withdrawals These can range from 4.9% to 15.9% for either transaction, excluding what your credit card company charges you for using the cash advance or funds from your card.

Common Issues When Using A Credit Card for Betting Online

A few common issues pop up when using a credit card for online betting, especially when making your first deposit. Some credit card companies decline deposits to betting or online gambling sites because of their internal policies. A quick phone call to the card issuer usually rectifies the problem.

As mentioned before, many credit card providers will see deposits made to betting sites and cash advances and may incur additional fees, which could unknowingly put your credit card over the limit and put you in financial distress. You should always check your card’s terms and conditions and make allowances to cover these additional costs.

Before trying to withdraw your free bet winnings, you must ensure that your free bet stakes meet the min odds for the qualifying bet settlement.

Finally, not all betting sites allow for credit card withdrawals; if they do, payments returned to credit cards could take several days to clear back into your account.

Credit Card Deposits Compared to Other Payment Options

The best sports betting sites all accept credit cards as an option for players to add funds to their betting accounts. Although using a credit card has always been a popular payment choice among bettors, these sites all offer several other payment methods. Some of the most common alternative banking options at US online sportsbooks include:

  • PayPal: PayPal is the biggest e-wallet system in the world. Bettors can fund their PayPal account using a credit card or a  personal bank account. When your PayPal account has sufficient funds, you can then use it to fund your betting account.
  • PayNearMe: If you prefer using cash, PayNearMe is a great option. Head to your local  7-Eleven or Dollar General store, which are affiliated to PayNearMe services, then go to a cashier to process your payment.
  • Play+ Prepaid Card: This is similar to PayPal in that you can fund the Play+ card from numerous different sources. Then you can fund your online betting account. You also have the option of withdrawing funds directly to Play+.

Credit Card Bonuses At Betting Sites

965 ratings
Review
Play $5, Get $50 Instantly In Casino Credits
  • Easy to use
  • Massive selection of games
  • Huge slots choice
Gambling Problem? Call 1-800-GAMBLER. 21+ and present in CT, MI, NJ, PA, or WV. Welcome offer for new customers present in MI, NJ, PA, or WV. Playthrough requirements and other restrictions apply. Visit DraftKings for full T&Cs.
Promocode: GAMBLEUSA
1445 ratings
Review
Up To $1,500 First Bet Offer
  • Superb range of sports
  • Enticing rewards program
  • Extensive catalogs of betting markets
Gambling problem? Call 1-800-GAMBLER (available in the US). Call 877-8-HOPENY or text HOPENY (467369) (NY). Call 1-800-327-5050 (MA). 21+ only. Please gamble responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800- 981-0023 (PR). First bet offer for new customers only. Subject to eligibility requirements. Bonus bets are non-withdrawable. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for terms. US $1500 promotional offer not available in New York, Nevada, North Carolina, Ontario, or Puerto Rico.
Promocode: GUSA1000
1265 ratings
Review
$1,000 First Bet on Caesars
  • Great Mobile App
  • Brilliant Welcome Bonus
  • Range Of Bet Types
21+. New users only. Offer valid and must be physically present in AZ, CO, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, NC, NJ, NY, OH, PA, TN, VA, WV, IL, MD, NJ, OH, PA, TN, VA, WV, WY. 1-877-8-HOPENY (467369) or Text HOPENY (467369). Call 1-800-GAMBLER.

Almost all betting sites have credit card deposit bonuses for when you sign up and make your first deposit. These bonuses usually offer a percentage of your first deposit up to a certain amount. For example, a 100% deposit matched up to $1,000. They also have free bets and sport-specific bonuses, including odds boosts and bonus bets up to $1,000 or more.

Using the page links and promo codes qualifies you for the USA’s best credit card betting bonuses.

Top US Sportsbooks Accepting Credit Card Payments

The top sportsbooks should accept credit cards without giving you a hassle. The following online betting sites provide suburb customer service and have impeccable reputations. They are far from the only operators supporting credit card payments, but they are indeed the best overall.

FanDuel Sportsbook

FanDuel credit cards

FanDuel app is one of the most successful sportsbooks online in the USA.  It offers betting on all the major leagues, including the NHLNFLNBAMLB, and NCAA. Sports fans can also create fantasy teams from real-world players and bet in FanDuel’s exciting fantasy sports league.

As expected, the popular sportsbook accepts credit cards, including Visa, Mastercard, and Amex. You can place bets with these cards with ease and benefit from FanDuel’s competitive odds. With fixed odds and live betting markets too, you won’t find a thing missing in the sportsbook’s portfolio.

FanDuel is one of the biggest and most reputable betting sites in the USA, and it shows. FanDuel sportsbook legal states sit at over 15 jurisdictions, and the operator is expected to go live in even more next year. Everything on the site is nearly perfect, and the fact that it accepts credit cards is a big plus for many bettors. New players can claim a $1,000 no sweat bonus using the FanDuel promo code on their first credit card deposit.

DraftKings Sportsbook

DraftKings credit cards deposits

DraftKings app is one of the pioneers of sports betting online in the USA. This online sportsbook is also popular for fantasy betting, but let’s focus on the sports betting part.

DraftKings allows you to bet on your favorite leagues, such as the NHL, NFL, NBA, MLB, and NCAA. It comes packed with major and minor events from all sports and covers the top competitions worldwide. The odds are pretty competitive in nearly all markets, including moneylines and in-play bets.

You can safely bet on DraftKings as this site is verified as a legitimate sportsbook with many free bets credited on a regular basis. The operator is now available in over 15 states, with the number of DraftKings sportsbook legal states growing monthly. Of course, the popular betting site also accepts credit card deposits, including Visa, Mastercard, and American Express. Use the DraftKings promo code to receive a $1,000 deposit match.

Play at Credit Card Online Sportsbooks Today!

Using credit cards at online betting sites has never been easier. You can make safe and easy deposits and withdraw your money quickly just as easily. Most sites nowadays accept Visa and Mastercard deposits. Plus, they’re a convenient payment method to use since they’re accepted at nearly all betting sites nowadays.

Unlike e-wallets, you can use your credit card and get a free bet or sportsbook bonus. Join one of our recommended online sports betting sites and you can put your plastic to good use.

FAQs

What is the preferred credit card to use across betting sites?

Visa and MasterCard are ranked first and second with perhaps a fraction of a percentage difference between them. Their reach stretches to practically every corner of the globe and they are well known and respected in the online sports betting market.

What are the benefits of using a credit card at online betting sites?

The biggest upside to using a credit card at betting sites is the ease and speed of making a deposit straight from your bank account and the security thereof. Another advantage is that most credit and debit card deposits attract generous bonuses from the top betting sites. This option is also widely accessible, unlike eWallets and cryptocurrencies.

Are there limits and fees at credit card betting sites?

Every sportsbook has its own minimum and maximum for credit card deposits, but the average is $20 as a minimum and $2,500 as a maximum, although there are a few exceptions at online bookmakers. As for fees, these also vary between credit card betting sites, although the averages are between 4.9% - 15.9%.