Best Debit Card Betting Sites in the US for 2023: Visa & MasterCard Debit Cards Guide

Many online gambling platforms around the country have been clamoring to expand their payment methods so more users may join and spend their money at their convenience. With debit cards being a prevalent payment method in today’s increasingly paperless world, debit card transactions are becoming a more prominent deposit method on online sports betting sites.

Unfortunately, not every online sportsbook does this, but most betting sites offer debit card deposits as an option. This guide will show you the best betting sites that accept debit cards, how we rate them, betting limits and processing times, and the benefits of using them as a deposit method.

Betting Sites That Accept Debit Cards

All of the debit card betting sites have been vetted by our editors for overall performance, betting market depth, and promotions. Each sportsbook is licensed by local gaming commissions and is 100% safe and legal to use!

How We Rate Debit Card Betting Sites

This section will focus on the criteria we rate the online betting sites above as well as why each one of these characteristics is essential. Most betting sites that accept debit cards are generally above average; however, only the best made this list.

Whether or Not They Accept Debit Cards as Payment

The most critical element of the list is whether or not the sportsbook accepts debit cards as a payment method; it’s pretty straightforward.

Deposit Limits

Betting limits can vary wildly based on who your bookmaker is, so finding an online sportsbook that can fit your needs regarding deposit minimums and maximums can sometimes be tricky. Most sportsbooks allow a minimum of $5 or $10 to be deposited, but the maximum deposit can range between $500-$20,000.

Safety and Support

Each sportsbook listed above is legal and licensed by the local state gaming commissions that they operate.

If you’re considering using a sportsbook that does not have a license from your state’s gaming commission, DON’T! The sportsbook is an illegal offshore website or isn’t available in your state (even if it allows you to sign up).

Users should look for reviews on the sportsbooks they are interested in joining. Always check the customer service team contacts, because problems on the internet happen and no website is perfect. Any issues involving your money should be taken care of immediately.

Welcome Bonuses

Welcome bonuses are significant because they may give users bonus cash as a sportsbook deposit bonus, risk-free bets, or even better, just free bets.

For example, one of the best debit card bookmakers is PointsBet app, and they feature not one but two $1,000 risk-free bets! Other sportsbooks feature a deposit bonus of a certain percentage on your first deposit, meaning you’ll receive the percentage in bonus cash that you can then use on free bets!

Depth of Betting Markets

Always remember to check for the sports you love on the online betting site before you sign-up to be sure they have them available!

Signing up for a sports betting account with plenty of betting markets is convenient because you won’t have to download and create an account for a new sports betting website when they don’t feature a sport you watch.

Mobile App

The mobile app for each sports betting site is vital for the convenience and experience of the user for many reasons.

The app’s user interface is essentially characterized by the layout and organization of the betting app, which can get severely jumbled and confusing with the different sports and bets available. Below, in my opinion, is the best user interface out of any betting sites that accept debit cards (DraftKings).

Mobile apps for many online bookmakers even feature exclusive odds boosts and bonuses that users cannot get from their website, so be sure to get the most out of every bookmaker!

Overview & History of Debit Cards

Debit cards were created by the Bank of Delaware in 1966 and were the first way to get money from your bank account without going into the bank! They became one of the most convenient payment methods over the decades due to the influx of ATMs in the 1980s.

While stores were accepting credit card transactions from the 60s to the 90s, debit cards didn’t gain popularity in the retail space until transaction fees for businesses declined and got smaller due to the rise in use by their customer base. In 2009, debit cardholders made 37.6 billion transactions, which has become even larger due to more transactions occurring for online shopping.

As the debit card becomes even more popular than it already is, so does the availability of debit card deposits on online gambling sites.

Types of Debit Cards Accepted for Betting in the USA

Not all sports betting sites that accept debit cards as a payment method will have the same options for the types of cards that users may use. Generally, the best betting sites that accept debit cards will allow payments processed with the following cards:

• Visa debit cards sportsbooks
• MasterCard debit cards
• Discover cards

Online gambling sites that accept debit card deposits will accept Visa and MasterCards but might not allow Discover or American Express sportsbook transactions. If you have either of these cards, check if the sportsbook accepts them as a payment method.

Areas of Consideration When Using Debit Cards for Betting

When deciding on a payment method to use to fund your online betting account, it is important to think of all of the factors, including not only their benefits, but their drawbacks as well. Debit cards feature many more pros than cons because they are easy, quick, secure, and free of fees from the sportsbook (depending upon your bank).

Be sure to check with your bank before making debit card deposits because they may charge fees to your account for making the transfer. The reason this would happen is because when opening an account, you may have signed an agreement that allows the bank to charge fees for online cash transfers.

The main drawback to using a debit card as a payment method is because they generally have lower limits for both deposits and withdrawals compared to other payment methods like online bank transfers. The limits aren’t low by any means, although if you’re trying to make a very sizable bet, you may need to use other means of payment.

Benefits of Using Debit Card Betting Sites

The main benefit of using debit cards to make deposits on sports betting sites is the convenience; however, other factors such as safety and fewer fees contribute as well. As I mentioned above, debit cards don’t come with many fees and are a very safe payment method.

Debit cards are very safe because cardholders may cancel them at absolutely anytime, and they don’t feature any personal information that may be able to be used to steal someone’s identity.

As I mentioned above, there are also a few drawbacks to using debit cards as a payment method, although I believe the pros outweigh the cons. If there are any fees, they are minimal, and the deposit limits are pretty significant on the top betting sites, even though other payment methods do have larger ones.

Debit Card Betting Sites Deposit Process

If you use debit cards as a payment method, you must enter some card information to make the deposit. First, find your sportsbook’s deposit screen that features all the deposit methods available and click on the “credit or debit” cards option below.

Next, decide how much you’d like to deposit from your debit card and enter the following information:

• Card number
• Expiration date
• Security code (CVV)

Some sportsbooks will require additional information, such as the name on the card or the billing address on file. After reviewing the information entered for accuracy, you will need to choose whether or not to save the card to your account for later use and convenience.

How to Withdraw Money From Debit Card Betting Sites

Making a withdrawal using a debit card is just as easy as using any other form of payment! It’s also possible to make a withdrawal to the same account/debit card through different methods like PayPal or Play+ Prepaid Cards.

To make a withdrawal using a debit card simply go to the cashier page, click on withdraw, select the debit card option and the amount you’d like to take out. After the withdrawal has been submitted, it will take anywhere between two and 48 hours to finish processing and be applied to the debit card.

You will need to be using a debit card you’ve previously made a deposit to your account. Sportsbooks have this rule to deter from identity fraud and users getting their money taken from hacked accounts.

If you don’t want to use that method for any reason, you can always sign up for either a PayPal or Play+ Prepaid card. These third party services allow you to make deposits or withdrawals using your debit card as well, but they add an extra layer of security and safety for the extra cautious user.

Minimum/Maximum Debit Card Limits for Betting

Debit card deposits will have a different minimum deposit amount based on the online sportsbook; however, they generally range from $5 to $10. While it is uncommon, some sportsbooks require a minimum deposit amount of $20-$25, so be sure to check before attempting to make one. Generally, it varies from operator to operator, but there are now several minimum deposit sportsbooks, so there really is something to quit all levels of bettor.

Maximum limits also vary based on the sportsbook being used; however, these are a lot more volatile in number. Limits can range from $500 to $20,000, so check the limit from your sportsbook.

See below for an example of a deposit minimum and maximum that is located at the bottom of the deposit screen.

Processing Times & Fees

Users who make deposits to their sportsbook account using a debit card will almost always see it instantly available. If not, be sure that your bank account allows online gambling transactions, and if they do, contact customer support for assistance.

The processing time for withdrawals are pretty standard in comparison to other payment methods and will be finished and in your account anywhere between 2 and 48 hours!

Most sportsbooks don’t have fees for debit card deposits, but some banks will consider it an online transfer and may implement a fee of their own. The fee will be based on the agreement you’ve signed with your bank, which means possible payment method exclusions apply.

Debit Card Bonuses At Betting Sites

Most betting sites that accept debit cards don’t have any bonuses for using them outside their original welcome bonus. These welcome bonuses might consist of risk-free bets, deposit matches, or free bets worth up to a certain amount (see the image below for example).

On the other hand, some offshore sites may advertise bonuses for deposits made with a debit card; however, they should not be trusted and are not entirely legal.

Top 10 US Sportsbooks Accepting Debit Card Payments

Most online sportsbooks accept debit cards as a payment method, so this list includes my top 10 favorite sportsbooks in order. These sportsbooks feature great welcome bonuses and are phenomenal for veterans of online sports gambling and new users.

1. Pointsbet Sportsbook – Promo Code “GUSA”
2. DraftKings Sportsbook
3. FanDuel Sportsbook
4. BetRivers Sportsbook – Promo Code “250MATCH”
5. Caesars Sportsbook – Promo Code “GUSAFULL”
6. BetMGM Sportsbook – Promo Code “GAMBLEUSA”
7. Borgata Sportsbook
8. bet365 Sportsbook
9. Unibet Sportsbook
10. Betway Sportsbook 

To claim the exclusive welcome bonuses from any of the sportsbooks above, click our link, sign up for an account, and use a promo code if necessary before making a deposit!

Play at Debit Card Online Sportsbooks Today!

Most online sports betting services offer debit cards as a payment option, so anyone looking for a new sportsbook can easily find one that fits them best because of the variety. Be sure to read the “How We Rate Debit Card Betting Sites” section above for more information on choosing the right sportsbook for you!

Remember to do your research before signing up for an account and making a deposit on a sportsbook because not all are top-tier, and each has different strengths and weaknesses. The app, the promotions, the market depth, and the safety are all characteristics that should be considered before deciding on a sportsbook to join.

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