Online Casinos that accept eCheck

Author:

Bogdan L

Updated:

Aug 12, 2023

Massive fan of eSports and slots. Bogdan has been in the iGaming industry for over four years and constantly following live betting and slot streams.

eCheck Online Casinos USA

eChecks, also known as Electronic checks, have been around for more than two decades, and they have been slowly growing their footprint across online casinos in the US. In this guide, we will look to see which online casinos accept check and show you exactly how to make fast & secure deposits

There are several factors to consider when choosing an online casino, and payment options rank high. eCheck is increasingly gaining popularity because of its safe and seamless payments, two magic words in the mouth of players when looking to make a choice. Trust me, it is the most secure way to make high-value online gambling payments for a small transaction fee.

Though eCheck payments are not available in all online casinos in the US like credit or debit cards, they remain a top option for players who prioritize security and convenience. We discuss a few of the best eCheck casinos in the US, their features, and how banking via this method works.

US Online Casinos Accepting eCheck Payments

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Online casinos offer various payment options to make room for players with all sorts of preferences and feel afloat in the competitive gambling industry. Although some online casinos in the US do not accept eCheck, there are still many top eCheck casinos with fantastic gaming features.

Below are our editor’s top five picks of the best eCheck online casinos based on essential factors, including bonus offers, payment options, speed, customer service, user satisfaction, and game lobby. You can rest assured that every one of these casinos is licensed by reputable gambling commissions.

  • ๐Ÿฅ‡BetMGM Casino
  • ๐ŸฅˆCaesar Casino
  • ๐Ÿฅ‰FanDuel Casino
  • ๐ŸŽ–๏ธDraftKings Casino
  • ๐Ÿ…Golden Nugget Casino

#1 BetMGM Casino

BetMGM Casino eCheck

BetMGM is committed to creating an unmatchable gaming environment by providing various reliable payment options, among other top-level services. Unfortunately, due to the gambling regulations in the US, the BetMGM casino is available only to Michigan, New Jersey, Pennsylvania, and West Virginia players. BetMGM online casino boasts a game lobby of over 2000 titles from trusted software providers and one of the most lucrative welcome bonus offers you will find anywhere.

โœ…Pros

  • Trusted and Secure Deposits
  • Variety of Games
  • Mobile App for iOS and Android Users
  • Live Chat feature
  • Generous bonus Offers

โŒCons

  • Not available in every legal casino state in the US

๐Ÿ’ณPayment Options

BetMGM ensures that every player has a long list of payment options. BetMGM online casino accepts eCheck payments provided by VIP Preferred, a famous provider in the US online gambling scene. It offers a minimum eCheck deposit of $10 without a transaction fee.

When discussing payment options, BetMGM has a deep bench. This includes Mastercard, Visa, PayPal, Bank transfer, and Apple Pay.

โฑ๏ธPayment Speed

eCheck withdrawals of funds on BetMGM online casino take 2-4 banking days after an internal review by the casino, while deposits are instant. The ACH provider decides payment limits.

๐ŸŽฒGames

BetMGM has a fantastic collection of casino games to satisfy players of all skill levels. With over 1500 slots, 120 table games, and exciting live dealer games, players have a host of options to choose from.

๐ŸŽBonuses

BetMGM casino welcomes its new players with a $25 no-deposit bonus and a 100% first-deposit match bonus of up to $1000. We advise you to visit the site to learn more about each state’s VIP/loyalty programs and ongoing promotions.

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#2 Caesars Casino

Caesars Casino eCheck

Caesars Casino prides itself as one of the largest eCheck casino and sports betting brands in the US. A chunk of its fame can be attributed to its parent company, Caesar Entertainment, which owns several other casinos and luxurious resorts across the US. The online casino has done a fantastic job of replicating the glitz and glamor in Vegas, offering online players a host of impressive casino games from trusted software providers, bonuses, and other exciting features.

In contrast to some other US casinos, Caesars Casino accepts eCheck payments and a long list of other safe payment options. Caesars Casino is available in Michigan, New Jersey, Pennsylvania, and West Virginia.

โœ…Pros

  • User-friendly interface
  • Wide range of banking options
  • 24/7 live chat feature
  • Generous bonus offers

โŒCons

  • Available in a few states
  • Live casino games are not available in all licensed states.

๐Ÿ’ณPayment Options

Caesars Casino offers many safe and convenient payment options, allowing players with different preferences to get an option that suits their needs. eCheck payments are provided by VIP preferred and available to players in the licensed US states, offering a minimum deposit and withdrawal of $20. The maximum withdrawal per transaction is $5000. The Caesars Casino accepts alternative payment methods, including Visa, Skrill, Bank Transfer, and Mastercard.

โฑ๏ธPayment Speed

eCheck withdrawals are processed by the casino within a day but take 2-5 business days to be credited into your bank account, while deposits take two business days. Once payment is processed internally, the casino notifies you that your funds have been sent to your preferred payment method. PayPal withdrawals are cleared on the day of request, making it the fastest payment method at Caesars Casino.

๐ŸŽฒGames

Players can choose from over 1000 games available at Caesars, spread across diverse themes and gameplays. These games include Slots, Blackjack, Roulette, and Baccarat.

๐ŸŽBonuses

Caesars Casinoโ€™s promo lobby is filled with lucrative bonuses. New players are welcomed with a Caesars 200% match deposit bonus of up to $200, plus $20 on the house. There are several other attractive bonuses for existing players.

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#3 FanDuel Casino

FanDuel Casino eCheck

FanDuel recently extended its reach into sports betting and casino gambling, having started as a Daily Fantasy Sports (DFS) provider in 2009. Today, the casino has risen to become a household name in the US gambling scene, with FandDuel being available to players in New Jersey, Pennsylvania, Michigan, Connecticut, and West Virginia. It is a safe gaming destination for slots, table games, and live dealer game lovers.

The excitement at the casino is unending, with generous FanDuel bonus offers to new and existing players and a 24/7 customer support team to resolve disputes. Moreover, it supports eCheck payments and features a brilliant layout.

โœ…Pros

  • Attentive customer support team
  • Optimized for iOS and Android devices
  • Exclusive FanDuel live dealer games
  • Attractive welcome bonus
  • Fair 1x wagering requirements

โŒCons

  • A little collection of games as compared to its competitors
  • Few withdrawal options

๐Ÿ’ณPayment Options

Players can make payments via various safe payment options popular in the US at FanDuel Casino. The casino scores high with over ten deposit options compared to the limited six withdrawal options.

With the increasing popularity of electronic checks in the US legal gambling world, we would have been shocked not to find this payment option here. However, FanDuel casino accepts only withdrawals via eCheck, not deposits. In addition, several other trusted alternative deposit methods, including Visa, PayPal, and Bank transfer.

The availability of some of the methods depends on where you are playing from. However, eCheck withdrawals are available across the licensed states; PA, MI, NJ, CT, and WV. In general, players should have no problem making payments at the casino. The minimum deposit and withdrawal for all methods at FanDuel is $10.

โฑ๏ธPayment Speed

Payments typically take 48 hours to clear and reflect in playersโ€™ accounts. However, eCheck payments take 7-10 working days. All transactions on FanDuel casino are safe and secured by SSL encryption.

๐ŸŽฒGames

FanDuel casino ranks low when stacked against other top casinos in the US in terms of the game library. However, the available games come with a guarantee of all-around entertainment. This includes FanDuel slots with diverse and interesting themes and exciting variants of live casinos and table games.

๐ŸŽBonuses

New players at FanDuel casino receive 100% back on lost games within the first 24 hours of play, up to $1000. There are also several promotions and FanDuel loyalty programs for existing players.

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#4 DraftKings Casino

DraftKings Casino eCheck

DraftKings was founded in 2012 and quickly became the top provider of Daily Fantasy Sports (DSF) in the US, alongside its arch-competitor, FanDuel. With over a million users in the country, its smooth expansion into sports betting and casino gambling came with a little surprise. Today, you can access all three sections on the same gaming platform, ensuring you get all the exquisite entertainment.

DraftKings casino is legal and fully licensed in Connecticut, Pennsylvania, West Virginia, Michigan, and New Jersey. You can play your favorite games seamlessly from the comfort of your home and not miss out on the excitement. Furthermore, the online gaming operator supports eCheck payments and perfectly optimizes the site to run smoothly on different devices.

โœ…Pros

  • A variety of games
  • Secure banking options
  • A generous welcome bonus
  • Mobile app for iOS and Android devices

โŒCons

  • High wagering requirements

๐Ÿ’ณPayment Options

DraftKings casino makes depositing and withdrawing hassle-free by partnering with credible payment platforms. eCheck payments are provided by VIP Preferred, which ensures convenient check cashing. You also have multiple payment alternatives at DraftKings, including Mastercard, Visa, Bank transfer, and PayPal.

Unlike most online casinos in the US, Draftking set its minimum deposit for all methods at $5 to favor low stakes gambling. eCheck payments have a minimum withdrawal of $1 and a maximum of $100,000.

โฑ๏ธPayment Speed

Due to various factors, some payment methods take longer than others. Withdrawals via debit cards are processed and cleared within an hour, while online banking takes up to five days. DraftKings withdrawals via eChecks take three days to be processed after request.

Deposits via debit cards are instant, while eCheck and bank transfers take up to three days.

๐ŸŽฒGames

You can choose from hundreds of popular slot games on DraftKings with exciting themes, soundtracks, and features. In addition, there is also a range of table games, video poker, and craps to keep you entertained all day long.

๐ŸŽBonuses

DraftKings casinoโ€™s welcome bonus is one of the biggest in the US gambling market. New players can choose between receiving a 100% deposit match bonus of up to $2000 in bonus funds or a deposit match of up to $100 in casino credits. Also, there is a fantastic DraftKings VIP program to reward loyal customers and several other lucrative promotions to help boost your bankroll.

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#5 Golden Nugget Casino

Golden Nugget Casino eCheck

Founded in 2013 in New Jersey, Golden Nugget Casino has acclaimed itself as one of the best online gaming operators in the state. The casino offers a vast lobby with more than 1300 games – it lives up to our expectations. For now, the Golden Nugget Casino is available in two statesNew Jersey and Michigan. Even more impressive, it is filled with bonuses and promotions for new and existing players.

Golden Nugget Casino offers a diversified selection of payment methods to meet the needs of its clients. eCheck users are invited to the party; the casino accepts payments via VIP Preferred eCheck.

โœ…Pros

  • Secure banking. Options
  • Generous bonus offers
  • Huge game library
  • Mobile app for iOS and Android users

โŒCons

  • Slow live chat
  • Few live casino games

๐Ÿ’ณPayment Options

Golden Nugget Casino provides over ten payment options; you can be assured they are safe and reliable. This includes American Express, Visa, eCheck, Bank transfer, and PayNearMe. The minimum deposit starts from $10 for payments via debit cards.

The minimum and maximum deposit for VIP Preferred eCheck payments is $20 and $50,000, respectively, and a minimum withdrawal of $20 and a maximum of $250,000.

โฑ๏ธPayment Speed

Most payment options offer instant processing of deposits, except wire transfers and eCheck, which can take 2-5 banking days. Withdrawals take longer than deposits and can sometimes take 3-7 days.

๐ŸŽฒGames

Golden Nuggets Casino allows US gamblers to play over 700 slot games and 40 table games. These games are from reputable software providers in the industry.

๐ŸŽBonuses

Bonus offers are the cornerstone of online casinos, and Golden Nugget Casino excels in this part. New players are welcomed with a 100% match deposit Golden Nugget bonus of up to $1000 and 200 free spins on 88 Fortunes Megaways slots. Outside the welcome bonus, many other outstanding promotions and loyalty offers exist.

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eCheck Overview

An electronic check is the digital version of the famous conventional paper check. With eCheck, players transfer money electronically from their checking bank account to their online casino account with ease.

All payments are made over the Automated Clearing House (ACH) network, which US financial institutions use for electronic funds transfers. eCheck has a similar mode of operation as the paper check, the significant difference being that the latter requires writing a physical check.

However, unlike traditional debit card deposits, which are instant, eChecks take 1-3 banking days to be cleared. The waiting time can inevitably hamper a player’s enthusiasm and possibly switch allegiance. This is the major drawback of the payment option and the reason why some casinos refuse to jump in with both feet.

Types of eCheck Gambling Payments

Online casinos have advanced to meet the needs of players globally. The success of online casino gaming relies on offering adequate and safe payment options. Checks have proven to be a safe and reliable payment option across casinos in the US.

However, of all the types of Checks used in financial institutions, only two are accepted as a mode of payment in US Casinos, and they are:

  • ACH eCheck
  • Courier Check

ACH eCheck

eChecks go through several clearance stages to ensure every transaction is successful and secure. As stated earlier, eCheck payments are made through ACH, which is technically a network made up of various entities working together to facilitate safe and fast payments. ACH transactions are favored for their cost effectiveness compared to card cards and wire transfers.

“ACH” and “eChecks” are used interchangeably by online gaming operators, confusing players on which is which. eCheck is a type of Electronic Funds Transfer (EFT) processed over the ACH network. ACH payments encompass several other methods, and eCheck is one. In simpler terms, all eChecks are ACH payments, but ACH payments are not eChecks. It takes the same form as a fact in geometry; all squares are rectangles, but rectangles are not squares.

Other popular payment options running on the ACH network include:

Courier Check

Courier Checks are typically traditional checks delivered by courier services. However, they are accepted by a few online casinos in the US. Casino players can opt to deposit funds into their online casino wallet using this method, and at the same time, casinos can decide to make withdrawals in the same manner.

Courier Checks are outdated and not popular among players. They provide a solution for non-tech-savvy players who want to make casino payments. In addition, they help conservative players control their spending. Some players tend to get carried away and lose control of their gambling by the ease of making deposits, but there are no instant deposits with Courier Checks.

In contrast to eCheck delivered over the internet, Courier Checks must wait for the courier service to travel a distance to deliver the check. You will also incur extra charges for the courier service. The security of the check is a big concern, the courier service might lose the check, causing a heavy toll on the player and casino.

How to Deposit at an eCheck Casino

Making eCheck casino deposits into your gambling account is relatively easy. It takes the form of the traditional paper check, where you must fill in the requested information. The following steps will guide you when making your next eCheck deposit:

  • Log into your eCheck casino and visit the casinoโ€™s “Cashier” or “Banking” page. You can access it from the homepage. If you donโ€™t have an account with your preferred eCheck casino, you can create one and proceed.
  • Scroll through the list of banking options and select “eCheck.” Do not forget that some casinos have it as โ€œVIP Preferred ACH/eCheck.โ€
  • You will be asked to provide your banking details, including your bank account name, bank account number, and routing number. Understand that your information is private, so the casino cannot access it.
  • Input the eCheck deposit amount. Ensure you have enough funds in your checking account before you input the deposit amount.
  • The casino will contact your bank, asking you to confirm the payment.
  • Once processed, your bank will send an eCheck to your casino. The payment should reflect in your wallet within three business days.
  • Once your deposit is cleared, you can claim welcome bonuses and play for real cash.

How to Withdraw from an eCheck Casino

Once you get the hang of eCheck casino deposits, withdrawals should be a stroll. Here is a guide on how to go about it:

  • Visit the “cashier” or “banking” page of the casino. You should find the section in the drop-down menu on the homepage.
  • Select “eCheck” as your preferred withdrawal option.
  • Input the withdrawal amount.
  • Depending on the casino, you will be requested to input the necessary details, including your bank account number. We advise you to go through the casinoโ€™s withdrawal policy before proceeding.
  • Some online casinos have the withdrawal lock feature, which requires you to input your set pin to make a withdrawal.
  • Ensure your withdrawal amount is within the limit for daily eCheck payments. You can check for limitations under the “payment limits” page.
  • Now you need to employ patience as it might take 5-7 banking days to reflect in your checking account.

Processing Times and Fees

Players must know that eCheck is not the fastest payment method out there. Its deposits take up to three banking days, and withdrawals take 5-7 days. It best fits players who prioritize safety and privacy over speed.

Furthermore, eCheck payments require little or no transaction fee. We advise visiting your casino site to understand the eCheck processing times, fees, and limits.

How We Rate eCheck Online Casinos

As you can imagine, we consider several factors when rating eCheck online casinos to sift through the chaff. Rating them aims to prove their safety and ability to maintain a high standard of keeping players entertained. Nonetheless, we have provided important factors to consider when selecting the most reliable eCheck casino.

Licensing and Security

It is imperative for online gaming sites to have a license(s) from recognized gambling commissions. A license guarantees that the online operator has met strict requirements, standard procedures, and specific guidelines. These commissions also ensure that all games are certified fair, transparent, and random.

Safety is integral to online gaming, and player protection should never be compromised. Renowned gambling regulatory bodies in the US, like the New Jersey Division of Gaming Enforcement, Michigan Gaming Control Board, etc. ensure the above with our recommended eCheck online casinos.

eCheck Payments

Before registration, checking if your preferred casino accepts eCheck payments is essential. Not all eCheck casinos accept both deposits and withdrawals, so it is necessary to get your information right. The casino’s payment methods can be found in the banking or cashier section.

Feel free to contact the customer support team if you are uncertain if the casino accepts both deposits and withdrawals. Casinos must also offer alternative payment options; it makes them more credible. Some popular options include credit or debit cards, eWallets, and Bank transfers.

eCheck Payment Speed and Processing Fee

eCheck payments are famous for making high-cost payments with a small processing fee. Deducting transaction fees on every eCheck payment can take a toll on players and make them lose interest in the long run. Unlike credit or debit card payments, the most popular options in the US gambling market, eCheck transactions are free.

However, your bank might demand an extra fee for processing. Deposits via eCheck take up to three working days, while withdrawals are completed on an average of 5-7.

eCheck Payment Limits

Casinos outline their minimum and maximum payments in the payment section. Generally, the minimum eCheck deposit in the US ranges between $10-20, benefiting low bankrollers. The minimum withdrawal is also set low at $20.

It is important to contact the customer support team if the payment limits are not clearly stated on the casino site.

Customer Support

Available and efficient customer support is the bedrock of an excellent online casino. The casino should offer a 24/7 live chat feature to give timely responses to complaints and questions. Top online casinos have a Frequently Asked Questions (FAQ) section, where they provide answers to popular and pending inquiries.

An email support line is also a must-have for an online casino. Players can mail important verification documents and lay complaints via mail. Typically, email responses take a day or two.

Mobile Design and Optimization

The advancement of technology has made online gaming more accessible and fun. You can play your favorite casino games from the comfort of your home. An online casino should have a mobile-friendly user interface that makes navigation seamless. Most casinos in the US are instant casinos, which means you can play games on the go without downloading special software.

Casino games are optimized to run smoothly on mobile devices, tabs, and desktops. In addition, knowing if the casino has a mobile app for iOS and Android devices makes you understand what to expect.

Benefits & Drawbacks of Using eCheck Casinos

Many new players fear they won’t be able to withdraw their winnings, while others fear losing their money while depositing. This is where eCheck leaps above other payment options; it is secure and reliable. However, the payment option also has its drawbacks. Here are some benefits of eCheck casino payments:

Ultimate Convenience

eChecks offer better convenience than traditional paper checks. You donโ€™t need to sign up anywhere or create a separate bank account to make payments with eCheck. With a few instructions, you can make your deposits and withdrawals in a breeze.

No intermediaries

There are few people involved in the processing of eCheck payments (no third parties), just the casino site and your bank.

Security

eChecks allow you to make payments without providing your banking information. This protects your privacy and keeps you anonymous.

Little or No Transaction fees

Unlike other payment methods, eChecks allow you to make huge payments with a nominal transaction fee. This will enable you to have more money to play with.

Faster than Paper Checks

Although eChecks take days to be cleared and reflect in your account, they are still faster than traditional paper checks.

We would be a con artist if we gave you the benefits of using eCheck without giving you its drawbacks. Here are the demerits of the payment method:

Slower Payments

eCheck flops when put side by side with other payment methods, like bank cards and eWallets, in terms of payment speed. Although faster than paper checks, deposits and withdrawals require an average of 3-5 banking days.

Limited Availability

eCheck is not widely popular among online casinos in the US. Players prefer to bank with more familiar methods like bank cards.

eCheck Casino Games

Whether blackjack is your favorite casino game, slot games, roulette, live dealer games, or poker, you can play for real cash using the eCheck deposit option.

Top online casinos in the industry provide players with over 1000 titles from reputable software providers, like NetEnt, Big Time Gaming, Play’n’ Go, Microgaming, and Evolution Gaming.

eCheck Casino Bonuses

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Due to the fragile popularity of eCheck payments in the US, online casinos do not offer specific bonuses for the payment option. Nevertheless, you can enjoy several other attractive general bonus offers, including welcome offers, no-deposit bonuses, reload bonuses, free spins, and comp points.

In addition, most eCheck online casinos have special programs for VIPs and loyal clients to appreciate and motivate them.

FAQโ€™s

What is eCheck?

eChecks, also called electronic checks, are the digital version of the paper check. This means you can use them for payments at online casinos.

What is the Best Online eCheck Casino?

We have curated a list of the best five online eCheck casinos in the US, and BetMGM casino occupies the summit. With instant eCheck deposits, over 2000 games, welcome offer of up to $1000, and high-level security, BetMGM online casino is a safe gambling destination.

Are eCheck casinos safe?

eCheck is one of the most secure payment methods across online casinos in the US, thanks to technological measures to protect your data and banking details against unauthorized access, theft, and loss.

Can I Make Online Casino Deposits and Withdraw via eCheck in the US?

Many top online casinos in the US accept eCheck deposits and withdrawals, while others will see the light and hop on the bandwagon soon.

Are Third Parties Involved in an eCheck Payment?

No, there are no intermediaries when using eChecks, just the casino and your bank.

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