Best Pay By Mobile Casinos in the US – Deposit by your phone bill and play


Mike F


Jul 13, 2023

Huge casino fan who loves the occasional sports wager. You can usually find me at the blackjack table or playing slots.

Modern casinos are constantly evolving to give US players an improved gaming experience. One such way is by supporting different banking methods. This guide looks specifically at a revolutionary payment method – pay by mobile casino. In this guide, we explore all the best options when it comes to pay by phone bill casinos.

This fantastic method involves charging your casino deposits to your monthly phone bill. It is highly popular because you do not have to pay anything, and no money comes from your account until your bill is due! Moreover, there is no need to expose your card details or have your online gambling appear on your statements.

This guide discusses everything there is to know about pay by phone casinos and how the payment method works. This includes where you can find it, the different payment providers, its benefits, and more.

Currently, this method is not available at licensed US online casinos. However, you should easily be able to find other suitable payment methods at a pay by phone casino like PayPal, Skrill, Neteller, and cards.

Online Casinos Accepting Pay By Mobile Payments

1904 ratings
1.5 million WOW Coins + 30 Free SC
  • No purchase required for players that register
  • Massive first purchase bonus
  • Over 400 Slots
1158 ratings
Get Up to 367,000 GCĀ + 32.3 Free SC
  • Play roulette, blackjack & slots
  • Win amazing Gold Coin jackpots
  • Loyalty Rewards
1283 ratings
Play Slots For Fun, With 1200 Free ($12) Fortune Coins!
  • Real cash redemptions
  • Huge array of free online slots
  • Relax Gaming slots
980 ratings
Unlock 57,500 Gold Coins + 27.5 FREE Sweepstakes Coins
  • Large collection of casino-style games
  • Loyalty Program
  • There is a progressive jackpot on the site
Unlock 57,500 Gold Coins + 27.5 FREE Sweepstakes Coins
978 ratings
5 FREE Sweeps Coins + 600 Diamonds + 250 GC
  • Lots of bonuses
  • 400+ Slot games
  • Daily rewards
5 FREE Sweeps Coins + 600 Diamonds + 250 GC

To give you an amazing online gambling experience, we have hand-picked the best pay by phone casino sites currently available. This list of online casinos adheres to strict criteria, and each one is fully licensed and regulated. Other important factors include bonuses, customer safety, the availability of customer support, game variety, and the ease of use of the banking system.

Is Pay by Mobile Available at Licensed USA Casinos?

Pay by Phone Bill banking

Different payment methods are not always universally available. For example, this could be due to legal issues and legislation in a particular country. Alternatively, it could simply be that the providers haven’t branched out to every part of the globe.

Currently, pay by phone bill technology is not available at licensed US casinos. However, we expect this to change in the future. It is becoming incredibly popular, and the different developers are looking to expand into new territories.

How We Rate Pay By Mobile Online Casinos

Pay by mobile casino

It’s a sad fact that not all online casinos are created equal. Some are just plain rubbish. With our vast experience, we know this. However, we also know how to weed out the bad eggs. To bring you only the best phone bill casinos, we have a rating system that involves a range of criteria. We discuss these below for your benefit.

Pay by Phone Casino Usability

The first criterion we consider is the usability and availability of the payment method. The platform has to support the pay by phone process.

However, we look in more detail too. For example, we look at which specific payment methods you can use, like Boku and Zimpler. Additionally, we check how easy it is to make a deposit. This ensures that you can easily use the mobile deposit casinos and enjoy gaming without hassle.

Payment Limits and Processing

Aside from the ease of use, suitability, and availability of the pay by phone method, it’s also important to look at other payment details. Other factors dictate how effective a pay by phone casinos banking system is, this includes:

  • Minimum and maximum deposit limits
  • Deposit processing times
  • Payment fees
  • Accepted currencies

The top phone bill online casinos have low minimum deposit limits, no payment processing fees, instant processing times, and accept multiple currencies, including USD, EUR, CAD, and GBP.

Customer Support & Security

We understand that this is not a standard payment method; thus, people may be unsure how to use it or how it works. Therefore, when looking at mobile gaming sites and phone casinos, we assess the customer support availability.

This includes looking at the different methods such as live chat, telephone support, and email tickets. Moreover, we check when these are in operation and that adequate security is given to customers and their data when using the mobile online casino.

Exclusive Bonuses

All US online casino players want amazing value for money and to get something for free! We understand this; therefore, a key factor we consider also is bonuses and promotions.

This includes checking for a welcome bonus, daily bonuses, and recurring promotions. Ideally, the best phone bill casinos give new US players a decent welcome bonus that could include cash funds, free spins, or a matched casino deposit bonus. Also, we would expect regular promotions offered to existing customers too.

Phone Casino Games and Variety

Players also want fantastic game variety for the best mobile phone bill casino experience. No one wants to play the same game continually – that gets boring! As a result, we spend time looking through the casino games of mobile casino sites.

We check the main categories like live dealer games, table games, video slots, and video poker. Moreover, we assess the software developers and see who provides the casino games. Ideally, the pay by phone casino works with reputable developers like IGT, NetEnt, and Playtech.

Mobile App Availability

Lastly, things are turning mobile in today’s modern world of online gambling. People do not want to sit at their computers. Instead, we want to be able to play our favorite slots and table games on our smartphones!

To pick the best mobile gambling sites, therefore, we always check to see the availability of a dedicated mobile casino app. The best-case scenario is that the phone bill casino has a downloadable app for Android and iOS smartphones. If not, the next best result is at least a mobile-responsive browser version of the online casino.

Pay By Mobile Overview & History

This type of technology originates in the UK and has been used for various things, such as paying for parking in privately owned car parks. One of the first payment providers was Payforit, which remains one of the leading systems in this field.

Once it gained traction, other companies like Boku and Zimpler were created that offered numerous payment options, including pay by phone bill.

Popular Pay by Phone Bill Providers

As this is still a relatively new technology, there is only a limited number of providers. The main ones currently are Boku, Zimpler, and Payforit – we look at each below.


Boku pay by phone casino

Boku is one of the largest phone credit payment providers. It is readily available at many UK, Canadian, Australian, and New Zealand casinos, plus throughout the EU.

Boku typically has a maximum deposit limit of 30 EUR, which is standard for most phone credit payment options.


Zimpler pay by mobile casino

Zimpler is a Swedish company that works as an e-wallet and also offers phone credit payments. It predominantly operates in Scandinavia, but it is expanding into wider Europe.

Zimpler offers some neat advantages, such as the ZimplerGo system, which allows you to forgo a casino registration, and instead use your Zimpler credentials for a quicker setup process.


Payforit is one of the original phone credit payment providers and operates mainly in the UK and Canada. Payforit usually has no fees and has a 30 GBP transaction limit per deposit.

Benefits of Using Pay By Mobile Casinos

You should now have a clear idea of how pay by phone casinos work. However, you may be confused as to why this payment method is beneficial. Surely using a debit card or eWallet is easier right? Not necessarily! We have listed the main benefits of pay by phone casinos below:

Superior Security

Firstly this is one of the safest payment methods available. Why? Because you aren’t entering any payment information directly at the pay by phone casino.

Instead, you are simply entering your mobile phone number. The payment provider then communicates with your mobile network provider and gets the deposit amount added to your phone bill.

Furthermore, if a hacker did manage to get hold of your phone number from the website, they couldn’t do anything with it. This payment method involves sending an SMS to your device that you have to reply to! Therefore, your mobile number could never be used fraudulently.

No Need to Use a Credit Card

Secondly, casino deposits using this method require no credit card or debit card details. This is sometimes an area of concern for security because hackers could potentially use your card details for their own nefarious ends if they got hold of them.

Instead, as mentioned above, you are using your smartphone number. Additionally, aside from the security, this also means that your online gambling expenditure will never appear on your bank bills. Therefore, this could help if you needed to improve your credit score, for example.

Simple Money Management

Lastly, this ultra-fast payment method also allows you to manage your money effectively. The deposits are itemized on your phone bill and kept separate from your main bank accounts. Therefore, you should easily be able to keep track of your spending and practice responsible gambling.

The pay by phone bill isn’t perfect, however. It is still not universally available, and it is virtually impossible to make withdrawals too. Furthermore, unless you make a note or keep track of your spending, it could result in a nasty surprise at the end of the month when your phone bill arrives.

How to Deposit at a Pay by Phone Bill Casino

So how can you actually deposit money at a pay by phone casino? The exact method may vary, but we have given a basic overview and step-by-step process below:

  1. Open the desired pay by phone casino on your mobile device app or web browser.
  2. Log in to your account.
  3. Head to the cashier or banking section of the pay by mobile casino
  4. Select the deposit option
  5. Choose the pay by mobile or SMS option.
  6. You may have to enter your mobile number unless you have already done this during the registration process.
  7. You are then usually sent an SMS relating to the payment, and a response or confirmation code is typically needed to confirm the payment.
  8. The money should then be added to your account instantly.
  9. At the end of the month (or whenever you pay your monthly bill), the deposited amount will appear on your monthly bill as an extra item that has to be paid.

As you can see, this is an incredibly straightforward payment method and process. There isn’t even any additional work – all you have to do is pay your phone bill as usual with the extra expense on!

How to Withdraw from a Pay by Mobile Casino

While you can quite easily make a phone casino deposit, making a withdrawal is not as straightforward. Due to the nature of the pay by phone bill method, not all payment providers support casino withdrawals.

The logistics and processing make it virtually impossible to do so. For example, let’s say you won $1000 on a video slot. How could that be added to your phone bill without causing the mobile network provider difficulties? Essentially, they would owe you $1000, and this would have to be resolved either by credits or by wiping your phone bills for the foreseeable future. Simply put, mobile network providers would never do this.

The only way it is currently possible is via Zimpler, which supports pay by phone deposits but also doubles as an eWallet. We describe how to make a Zimpler withdrawal below.

Zimpler Pay by Mobile Casino Withdrawals

  1. Register an account with Zimpler
  2. Link your bank details with your Zimpler account
  3. Open the pay by phone bill casino in a web browser or their mobile app
  4. Login to your account
  5. Navigate to the banking section and find the withdrawal option
  6. Select Zimpler as the chosen withdrawal method
  7. Enter the desired withdrawal amount
  8. Confirm the process and submit any payment authentication requires

If you have a bank account linked to your Zimpler account, you should then be able to log in to your Zimpler dashboard and withdraw the funds from your wallet into the account.

Alternatives for Payforit Casino Withdrawals

As you can see from the above, making withdrawals using your phone bill is not something that is widely available or even possible with some payment methods. For example, both Payforit and Boku are deposit-only payment methods. Therefore, it’s important to have an alternative ready.

Fortunately, the top mobile casino pay sites usually offer multiple different withdrawal methods. So that you can have a stress-free experience, we have listed some of the most common ones below.


Pay by mobile casino alternatives

PayPal is an eWallet with global support and is one of the most popular online payment methods available. Millions of people use it, and most of the top pay by phone casinos support it too.

Using PayPal online casino withdrawals is relatively simple. You can either withdraw the money to your PayPal wallet or directly to one of the bank accounts you have set up. For things like withdrawals, there aren’t any processing fees either. Although just bear in mind that there could be fees if you want the winnings in a different currency.


Neteller is another popular eWallet similar to PayPal. Using this platform, you can add bank details to your wallet and then transfer money easily between your personal bank accounts and sites like online casinos.

Most of the best online casinos offer Neteller as a withdrawal method. Furthermore, eWallet withdrawal processing times are often incredibly quick. Indeed, in some situations, you can get your winnings instantly from the Neteller casinos.

Visa / MasterCard

Debit cards and credit cards are the most common types of payment methods for both deposits and withdrawals at casino sites. They are universally available, and virtually everyone has some type of payment card.

Using a Visa card or credit card like MasterCard allows you to make direct withdrawals to your bank account. Unlike eWallets, however, the processing times for withdrawals can sometimes take a little longer. It is not uncommon for debit card and credit card withdrawals to take anywhere from 24 hours to 5 business days to process. For convenience, you can check the best MasterCard casino sites here.

Pay by Mobile Processing Times and Fees

The pay by phone casino method is relatively flexible in terms of processing and fees. Some payment methods have slow processing times, and the providers can charge a fee. In most instances, the following applies to the pay by phone method:

  • Instant processing of deposits
  • No deposit fees
  • Maximum deposit limit of 30 (USD, EUR, GBP, CAD, etc.)

In virtually all instances, providing there is no issue with your mobile network provider, deposits are processed instantly. Furthermore, the common maximum deposit limit is $30. It is set at this as issues could arise if people were trying to make deposits of thousands on their phone bills.

Lastly, most pay by phone methods have no deposit fees. However, we always advise checking the online casino, too – casino operators can sometimes charge a fee for different deposit methods.

Pay by Mobile Casino Games

Pay by phone casino sites usually have an incredible selection of phone casino games that can keep you entertained indefinitely. They work with the best software developers like NetEnt, IGT, Play’N’ Go, and Yggdrasil. Moreover, you can usually find game categories like:

  • Video slots
  • Table games
  • Live dealer games
  • Video poker

Video slots will include both standard games and progressive jackpots. Progressive jackpots are where the money is at. These games have pooled prize pots, and titles like Divine Fortune have jackpots that span into millions of dollars!

Alternatively, you can always find a great selection of table games, too – both single player and live dealer. This includes things like American Roulette, Blackjack, Texas Hold’Em Poker, Baccarat, and Craps.

Some pay by phone casinos also feature a selection of traditional video poker casino games like Deuces Wild, Joker Poker, and Aces and Faces.

Pay by Mobile Casino Bonuses

Oftentimes, online casinos will give specific promotions and bonuses that relate to a specific payment method. However, pay by phone bill is not typically one such method. This is usually reserved for things like Cryptocurrency casino deposits supported by the Cash App.

However, you can still usually find some epic phone casino bonuses regardless. The most common is the welcome bonus. This is only offered to new registered customers and involves a matched deposit bonus and sometimes free spins on popular casino slots too.

When you have found a suitable phone online casino, always check their promotions before creating an account. This is because you may have to enter a promotional code during the registration process.

Also, it is imperative that you read the pay by phone casino’s terms and conditions fully. These include important things like wagering requirements of the bonus money and expiration dates.

Play at Pay by Mobile Casinos Today!

We hope you have found this guide on phone casino sites and the pay by phone method useful. As payment technology continues to evolve, we can expect online casinos to do so also. This payment method is not widely available yet; therefore, we always advise checking thoroughly to avoid disappointment.

Regardless, most phone casinos offer multiple alternative payment methods, too, so you should always be able to find something you can use.

Pay by Phone Casino FAQs

When does the money come out of my bank from phone payments?

The great thing about mobile casino pay is that you keep the money until you receive your monthly phone bill! Essentially, any deposit you make at phone casino sites is added to your phone bill. At the end of the month, you will receive your phone bill as usual, and those deposits will simply be appended to it as additional payable items.

Let’s look at an example. You deposit money in your DraftKings online casino account using pay by phone bill on the 2nd of September. At that moment in time, no money is taken from your account. On the 30th of September, your next phone bill arrives. At the bottom of the list of charges, you would simply see the casino deposit as a separate payable item. You would then pay the bill as normal with this extra cost.

Can I make withdrawals using phone methods?

Unfortunately not. Due to the nature of how phone deposits work and the process, it is not possible to add withdrawals to your phone bill. Can you imagine if you got lucky with your casino bonus and hit the jackpot win? How could this possibly be added to a phone bill? The mobile network provider would end up owning YOU thousands!

Are there any processing fees with this banking method?

Some pay by phone casinos may charge processing fees for a phone deposit as it can involve more work and administration. However, in most instances, these deposit funds can be added for free.

The payment providers themselves (like Boku and Zimpler) may also charge a processing fee. We also advise checking with your mobile network provider to see if they accept this payment method and if they impose any fees.

Is Pay by Phone Bill universally available?

No. This payment method is still in development in the casino industry. Furthermore, it is not available in every country. The technology started in the UK, and it is still gaining traction. We, therefore, advise that you always check where it is supported. The US casino sites that accept pay by phone bill deposits or similar alternatives are listed on this page for convenience.