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Best Cashback Offers & Bonuses at Legal US Casinos

Cashback offers are always welcome, especially for gamers who play frequently. Find out here which casinos offer cashback offers and bonuses in the USA.

Cashback casino bonuses were never popular as welcome bonuses. This seems to have changed in the US, with online casinos like FanDuel and DraftKings bringing them back to the forefront. There is a lot to gain from an insurance cashback bonus, even when compared to deposit match bonuses, and we will let you in on all the secrets in this guide.

With many of the top US gambling sites offering cashback casino bonuses instead of deposit bonuses to new players, there must be something positive about them. Traditionally reserved for high rollers via the casino loyalty schemes and as reload bonuses, a cashback casino bonus provides a safety net.

Players join the site, use their own real money to play slots and casino games, and if things go south, they get back some or all of the lost funds. Yes, you heard that right. There are 100% cashback casino bonuses on legal online casinos, making these offers – potentially – the best for new users.

Top Online Casinos with a Cashback Welcome Bonus

Before selecting the best casino cashback bonuses, we take time to read through the terms and conditions attached to these offers. There, you can discover how much value they can pay out, the rate at which they cover your online casino losses, and whether they are cashable or come with wagering requirements. Knowing this, we can easily rate all cashback offers, from the best to the least profitable. On top of that, we leave out any online casinos that are not licensed to accept US players since they are unlikely to pay out winnings, despite their impressive cashback bonuses. The following are the best online casinos with the best casino cashback bonus deals, licensed to operate in select legal states that allow online gambling.

#1. Virgin Casino

Virgin Casino Cashback

The Virgin Online Casino is only live in New Jersey so far. Players can use the Virgin Casino code BONUS10 to receive a 100% cashback offer of up to $100. The offer applies on net losses within a week of playing at the casino, with a minimum deposit requirement of $10. What’s great about this cashback bonus is the no-wagering element. Essentially, players receive the offer as no deposit $100 no wagering bonus.

In terms of games, Virgin Casino has slightly over 200 of them. These are mainly video slots, with a few table games. Powered by IGT, High 5 Games, NetEnt, and other companies, you can be certain of a great gambling experience at Virgin Casino.

Promocode: BONUS10
345 ratings
Up To $100 Real Cash Back

#2. FanDuel Casino

FanDuel Casino Cashback

FanDuel doesn’t advertise its welcome bonus as a cashback casino offer, but that’s precisely what it is. And a hefty one. Players located in any of the FanDuel casino states, which are currently WV, NJ, PA, MI, and CT, can sign up at FanDuel Casino, deposit, and start playing their favorite casino games.

For any losses within 24 hours, FanDuel will give you a second chance for up to $1,000. The cashback is provided at a 100% rate, which means you get back anything you lose up to $1,000. A single wagering requirement applies here.

A $100 no deposit bonus is also part of the FanDuel Casino promo code, released in four weeks at $25 increments. Since the platform has 800+ FanDuel Casino slots and games, the more you can get, the better. Reload casino offers, the FanDuel referral scheme, and weekly tournaments set players up for an exciting gambling journey.

4322 ratings
Exclusive $1,000 Play it Again Bonus
  • 900+ Game Available
  • Reward Machine Bonus
  • Fast Payouts & Instant Deposit

Cashback Bonus Explained

An online cashback bonus works like most other bonuses. However, players must first wager some money to qualify, usually within a given time. The cashback bonus will kick in when things go south, and you lose more than you won within the set timeframe. As a result, your account will get credited according to the cashback bonus terms and conditions – returns at a given rate up to a set maximum bonus cap.

The returned money will either be real or bonus funds, cashable, or restricted by wagering requirements. In the latter scenario, you must play the cashback bonus money a few times before withdrawing from the casino.

Here is a breakdown of how cashback offers work at online casinos:

  • Players join the site and make a deposit; a bonus code might be required to qualify.
  • Then, you must play all of your deposit or at least some funds and produce net losses (lost more than you won overall)
  • After the timeframe set by the cashback offer, you will receive a percentage back of your net losses; i.e., if you played $500 with a 50% cashback bonus and lost it all, you will receive $250
  • If there are no wagering casino bonus requirements, you can play or cash out the bonus funds as you please

As outlined above, most US online casinos provide a welcome cashback bonus of 100%, which is never the case with offshore gambling sites.

Are Cashback Bonuses Legal in the US?

Using a cashback bonus is legal in the US, just like other casino bonuses. However, this is only the case if you redeem it from a licensed and regulated US cash back casinos – like those we recommend in this guide. Licensed sites follow the rules set in place by the regulatory bodies monitoring them to ensure you you get a fair casino cashback deal. If you claim a cashback bonus from an unlicensed US site, you are going against the regulations and exposing yourself to unfair practices.

Also, since gambling laws in different US states differ, the legality of a cashback bonus in your state may depend on its regulations. We recommend you go through your local laws before claiming a cashback bonus. Also, don’t forget to read the terms and conditions, as this will provide you with valuable insights regarding the offer.

Why Do US Online Casinos Offer Players Cashback Bonuses?

The major reason online casinos offer cashback bonuses is to retain existing players and draw in new ones. As you know, there is a lot of competition in the gambling sector, with all casino sites promising players the best. A cashback bonus will help players feel appreciated and encourage them to stay. If a casino fails to keep players happy, they can easily head to another gambling site.

Cashback Offers for Existing Players

Online casino cashback bonuses were traditionally aimed at existing, high roller, or loyal players. The most common ways to receive cash back from the casino included the following.

Reload cashback bonus offers – players who deposit and play on a selected day each week are often provided with a safety net. The casino usually reloads their account with 20% up to 50% as bonus funds for net losses. Daily cash back bonuses might also be available at some online casinos.

High roller cash back casino promotions – any real money deposits of $500, $1000, or more who end up in losses usually receive some casino, usually 5% or 10%, cashback with no wagering requirements. This is not an offer set in stone, but most online casinos offer cashback bonuses in such instances to compensate high rollers for their bad beats.

Cashback casino offers for loyal players – most casino loyalty programs feature 10 VIP levels. A cashback casino bonus is often activated on weekly net losses at the five highest levels. The rate here varies based on VIP level, often starting at 5% all the way to 25% for the highest tier. This is a fair and great way to get some of the cash invested at the casino back.

Although most cashback casino bonuses work as outlined above globally, the listed operators offer them as a welcome bonus instead. And at a 100% rate, which is more than welcome.

Benefits & Drawbacks of a Cashback Bonus

Even the best cashback bonus is usually not enough to impress new players, which is why most online casinos avoid them. The best online casinos employ bonuses and promotions to attract new players. These are then enticed to deposit as much as possible to get the maximum bonus offered.

A cashback bonus doesn’t provide more money on your initial deposit but rather some of the money lost back. The majority of players gamble to win without thinking of lost money or that things won’t go as planned. However, as any experienced player will tell you, the cashback bonus is the best offer in all regards.

Due to its nature, players are not tied to promotional terms with a cashback bonus unless they lose at the casino. With a 100% cash back bonus, the funds you can get equal the money you would receive from the best online casino bonuses – but only if you lose the first time you play. And even then, most cashback bonuses are wagering bonus and instantly cashable.

On the other hand, users who deposit small amounts like $20 or $50 might prefer a different bonus offer. A match bonus could give them a better shot since they can stake more money as they play. A similar point is that most cashback casino bonuses apply up to a low maximum bonus value; although sites like FanDuel and Stardust Casino break away from such trends.

Cashback vs. Deposit Bonuses

Most online casinos offer promotional offers that double the initial player deposit. As such, it is only fair to compare the best cashback bonuses to the most common bonus at the casinos, helping you take your pick.

Cashback bonus

(+) Low or no wagering requirement

(+) Available at a 100% match rate

(+) Very few, if any, terms and conditions

(+) Most of the games included in cashback offers, and not just slots

(-) Players who win do not benefit from the welcome bonus

(-) Value terms to be smaller than deposit bonuses

(-) Available at only a few legal online casinos

Deposit match bonus

(+) Very high bonus caps, even at $2000

(+) All new players can claim it

(-) Very high wagering requirements

(-) Low rollers do not get much out of it

Cashback Bonus Terms and Conditions

The best thing about a casino cashback bonus is the flexibility it provides. In most cases, players do not need to do anything to receive some of their cash back. When joining an online casino, though, it is essential to know what to look out for. Doing this will ensure you play with a strategy in mind, where cashback offers can help you profit while playing casino games.

Minimum casino deposit – all bonuses require a minimum deposit to qualify, often along the lines of the lowest accepted online casino deposit. Most of the online casino cashback offers outlined require a $10 minimum.

Promotional period – the casino will not just give cash back when you first land a losing bet. Instead, they highlight a period, ranging from 24 hours to a week, within which you can play casino games without the fear of losing money. By the end of it, if you have lost more money than you initially had, you will get them back.

Account funds – some cashback offers only activate when your account has less than $1. Other offers apply on net losses without weighing your online casino’s real money.

Wagering requirement – although rare, sometimes the cash you get back must be wagered at the casino once before you can withdraw them.

Qualifying games – again, most casino cashback bonuses do not restrict any games. However, you might only get funds back for playing slots and table games, i.e., no progressives or live dealer games.

Expiration date – if the cashback is released as bonus funds, you must wager them within a set time or lose them.

Reading the terms and conditions of the online casino offering the cashback bonus is the key to making the most of it.

How to Qualify for a Cashback Welcome Bonus

As previously mentioned, cashback bonuses are easy to claim. In most cases, they will be instantly credited to your account without any action required from you. This might differ based on the online casino cashback bonus you go for. Still, let’s see how it would typically work:

  1. Click on one of the banners from this page to reach the online casino with the corresponding offer.
  2. Register with the required account information and verify your account.
  3. Make the first deposit using the payment methods provided by the site. A promo code might be required at this stage if outlined on our promotional banners.
  4. Use the funds to play any of the qualifying casino games, per the site’s terms and conditions
  5. If lady luck is not by your side, that’s okay. The cashback will be credited once the promotional period is over. Have another go at it or cash out, losing literally nothing for playing casino games.

Cashback Bonus Codes

A promo code is often required for welcome bonuses. The same is true for cashback offers. As we highlighted above, two of the listed online casinos list a promo code – BONUS10 and TROPTEN. For Virgin and Tropicana, you must provide the codes during the first real money deposit. Otherwise, you won’t be enrolled in the cashback promotion.

It is important to use the casino bonus codes when required, and you will only know this if checking out this page or the terms and conditions of the cashback offer. In other instances, like with FanDuel and PointsBet, the cashback will automatically be added to your account if you are unlucky. Just make sure to use our links when signing up.

Choosing the Best Online Casino with a Cashback Offer

Most casinos offer similar cashback bonuses for new players. Still, one casino might not set any wagering requirements, while another might provide a high maximum bonus. Limitations on the games you can play are also worth taking into consideration since you don’t want to miss out on your favorite games just because you want to participate in the promotion.

This page has set out to explain how cashback bonuses work, so you now hopefully know how to use them at the best casinos. All listed sites are licensed and stand by your side when you have an unlucky streak – so use our links to sign up if cashback sounds like your kind of bonus.


How do I claim a cashback welcome offer from an online casino?

Claiming a cashback welcome offer from an online casino is easy. Simply sign up and make the needed deposit on the site. If a promo code is attached to the offer, don’t forget to use it, or you’ll be unable to activate the bonus. You’ll be able to withdraw your bonus once you meet the criteria set in the terms and conditions.

Do you get your cashback bonus instantly?

In most cases, yes. Once you meet the criteria set for the bonus and follow the steps, you are instantly credited. However, you will need to fulfil the wagering requirements before you can withdraw your earnings. Check out the terms and conditions first to know what the casino requires.

Are cashback bonuses the same as reload bonuses?

Cashback and reload bonuses are not the same. While the cashback acts as a form of insurance when you lose, the reload bonus works similar to a deposit match bonus. A reload bonus is usually offered to you for making a deposit if you have deposited in the past. It does not help you recoup your loses like a cashback bonus.