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Winning Baccarat Systems and Strategies

Time to up your Baccarat game with some professional strategies. Here, we will explain the most popular, and successful, strategies for playing baccarat.

Does using a well-executed baccarat system really help you get an edge on the house? We cover the different baccarat systems and see how and if they can be used to help you win more.

People love a good game of chance, and that is why baccarat has gamblers returning for more. Whether you have a baccarat method or a baccarat system that works, players can enjoy the game for what it is worth.

Baccarat odds can be argued as being better than blackjack odds. This is because everything is narrowed to 50 percent with your options, such as choosing red or black, even or odd, and player or banker.

However, like any other casino game, it comes with a few betting systems and strategies that you can use to improve your winning chances. Before we proceed, let’s take a quick look at some of the rules of baccarat.

Baccarat Bet Rules

Baccarat systems

This James Bond favorite game only has a few rules to follow and is favored in casinos online for a reason. First, the player must decide what to bet on: the player, banker, or a tie. Next, card values on Baccarat tables have changed. An ace is worth one point, two through nine are of face value, and a 10, jack, queen, and king all have zero value.

The dealer will hand out two cards face up for the player and the banker. The hand that is closest to 9 wins. In the event you go over nine, you simply drop the first digit and keep the second.

For example, say you were dealt an 8 and a 4. Your total of 12 is now a 2. Below are more common rules to follow:

  • If either the player or banker is handed a total of 8 or 9, both the player and banker must stand.
  • The player shall receive an additional card if the player’s hand total is 5 or less. If not, then the player will stand.
  • If a player stands, then the banker will hit on a total of 5 or less.

What Is a Baccarat System

baccarat table with chips and bet options

A Bacarrat system provides you with a structured method of increasing or reducing your bet based on whether you win or lose. In the real sense, they are tools that help manage your payroll and scale your wagers.

Keep in mind that when you use a baccarat strategy system or even baccarat software, your results will vary. This is because these outcomes are not guaranteed, but that does not mean you cannot have a winning baccarat system.

Baccarat winning systems are for players who can afford to lose some money, keep a level head, and stay positive when the results do not go their way. You must also know when to walk away and manage your money.

Payout Odds in Baccarat: Player vs. Banker

Before we get to any baccarat betting progression systems, casino players should know the odds and the payouts of the game.

Bet TypeOddsPayoutsHouseEdge

There are also the Player and Banker Pair bets that have payouts set at 11/1, but the house edge depends on the specific Baccarat game.

8 Best Baccarat Betting Strategies

Below, you will see some baccarat online real money strategies that can benefit you. The key is to find one or multiple baccarat betting systems that work best for you. We have picked these strategies based on how successful they are and for how accessible they are to all baccarat players. By that, we mean that you don’t need to play with a specific budget or play for hours on end to implement any of these strategies. You can play well within your means and without having to extend your gaming session beyond the time you would usually spend playing baccarat. However, if you are on a winning streak, you may be tempted to keep smashing it and play more (and who would blame you really).

P.S. You may want to read our Baccarat app guide to see where you can play online.

Baccarat Martingale Strategy

Martingale has been around for a long time and is a negative progression system that was mainly used for roulette. To put it simply, it states that a player should wager the same amount again after a win and double their bet if they lose.

Martingale has a couple of variations, such as:

  • Anti Martingale
  • Grand Martingale
  • Mini Martingale

We’ll now explain the standard Martingale baccarat system. Say you wager 3 dollars and win, then your next wager is 3 dollars. But if you lose, you will need to bet 6 dollars. If you lose again, the wager moves to $12. After winning, you should return to your initial stake of $3.

The goal is to be up by your starting amount, no matter what happens. So, if you lose three times in a row, with $24 being your next wager, you are attempting to recover $21, which is three dollars short of your original starting wager amount.

Keep in mind that this system could eventually cause you to run out of money. This is especially true if you continue to follow the pattern of trying to recover your money.


Baccarat D’Alembert

The D’Alembert is a simple betting system based on the Martingale with just a few tweaks. This is another negative progression style that requires you to raise your bet one unit after you lose and lower it by one if you win.

On the surface, it is a less dangerous system than the Martingale. This allows players to keep a steady wager at play, but the amounts can still become large, especially if you end up on a losing streak.


Paroli System for Baccarat

Now, the Paroli system is a positive betting progression. Players begin with a fixed stake – this is how much you bet at the start of each play. The amount does not matter system-wise, but you should keep it within your comfort level.

If you lose, you simply wager the same bet again. If you win, you then double your winning amount on the next wager. This has the potential to cut down on larger losses and provide greater gains.

However, to understand the Paroli system, you must know that it is based on wagering in groups of 3 bets. You’ll need to place 3 bets; the outcomes are 23, which is 8. In other words, you can end up losing a maximum of 3 units in the worst case and win a maximum of 7 units in the best-case scenario.

Bet 1Bet 2Bet 3Total Result

Labouchere Baccarat

The Labouchere is a very popular negative progression system that is commonly used by gamblers, even though it can be very complex. With similarities to the Martingale system, the Labouchere is aimed at recovering your losses. However, instead of trying to recover all of your previous losses with one large win, it is geared toward making up for the lost bets with multiple smaller winning ones instead.

This begins with a progression of whatever the player wants to write down for a sequence of numbers. With the first bet, simply add the first and the last number. Then, if it is a winning bet, you will cross the numbers of the sequence and proceed to bet the first and last from the remaining numbers. If you happen to lose, you will then add another number. The cycle is complete only when you have crossed off all your numbers.

The goal here is that no matter how long the sequence lasts, even if you experience more losses in your bets than winning ones, you will eventually make a profit that is equal to the sum value of the first numbers you have written down. Let’s illustrate it.

Bet CalculationOutcomeResultTotal
bet 14 (5+9)loss-14-14
bet 19 (5+14)win+19+5
bet 15 (6+9)win+15+20
bet 15 (7+8)loss-15+5
  • Random Labouchere Sequence: 5, 6, 7, 8, 9

Fibonacci Baccarat

The Fibonacci is a negative progression system that is attractive to a lot of players. This is due to the less aggressive bet increase, and it offers a more flexible style. It uses the Fibonacci sequence, where each number is the sum of the previous two numbers. So, for example, the sequence is 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 233, 377, and so on, as far as it needs to go.

You begin with the bet of one unit because it is the first number of the Fibonacci sequence. If you lose, you simply move to the next number in the sequence, where you bet one unit again.

If you lose again, your next bet will become two units. This will continue on until you win. When you win, you will move back two numbers, reducing the bet size. If you manage to win on your first bet, you continue to start at the beginning of the progression with just betting one unit.

  • Fibonacci sequence: 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, 144, 233, 377, …

System 3-2

This system’s approach is based on wagering 5 chips of equal value across 2 separate bets. The split in Baccarat is between the Banker and Banker Pair bets and the Player and Player Pair bets. You can modify this strategy and switch between Player and Banker at different round intervals or mix and match with Banker/Player and Banker Pair/Player Pair.

Once you’ve made up your mind, you should:

  1. Wager 3 chips on the Player or the Banker.
  2. Wager 2 chips on the Player Pair or the Banker Pair
  3. Repeat with each round, but don’t forget to adjust the chips based on your bankroll.

System 1-3-2-6

There’s no such thing as “baccarat system profits guaranteed,” but the 1 3 2 6 baccarat system is simple to understand and apply. It is not a loss-chasing method but rather one that is meant to profit from brief winning streaks with built-in loss limitation. Your betting sequence is, as the name says, 1, 3, 2, 6.

You must restart from the beginning when you lose at any point in the series. If you manage to win all 4 bets, you will have won 12 betting units. This is a great positive progressive system since it does not push you to chase your losses, and the bet amounts won’t go out of command, as some other baccarat systems incline.


System 1-3-2-4

Fortune Palace invented the 1-3-2-4 system in 2006, and it works effectively on bets that are near to even winning a chance (i.e. 50/50 odds). In online casino games, there are no true 50/50 chances, although certain bets come close, such as the Banker bet in baccarat games.

The 1-3-2-4 method is based on the popular 1-3-2-6 system, but it is aimed to limit the win/loss volatility by risking just 4 units on the fourth bet, maintaining an overall win even if the last bet fails. In the 1-3-2-6, you may make a six-unit profit by winning the first three bets (1, 3, and 2), and then you could lose it all on the last wager.


Should You Use Baccarat Betting Systems?

Baccarat table

Betting systems give the illusion that you can continue to get guaranteed profits. However, this is not the case, as they only offer you a better chance of winning in the short term. All the betting systems are based on the concept that you’ll experience a losing or winning streak or that a streak will end.

However, using a betting system does not mean the house edge or odds of baccarat will change. This means they are still tied to the banker commission of 5% and the possibility of a tie. Based on this, it is not recommended to use a betting system if your goal is to make continuous profit in the long term.

Nonetheless, these systems can ensure you enjoy your game more and enhance your odds of winning in the short term.

Other Baccarat Betting Strategies to Help You Win

Aside from the baccarat bets systems we have covered above, many other Baccarat strategies can help improve your winning chances in online casinos. These include:

Manage your bankroll

Bankroll management is crucial in every game, and we can say that the same applies to baccarat. In fact, it is important that you do proper calculations before you try out any of these baccarat systems. Regardless of the system you decide to opt for, bankroll management is one of the best betting strategies you can implement. It can also help keep your head above water and improve your chances of winning. Many online casinos also help you out with this by providing responsible gambling tools you can set up before you start playing.

Set up limits when playing baccarat

The fact is that you’ll experience both losing and winning streaks when playing baccarat. You’ll need to have limits in place and stick with them. This can be more difficult with winning streaks, but remember that everything ends, and this includes win streaks. Regardless of how tempting it is, walk away when you hit your limit.

The Tie Bet isn’t important

In the past, many players believed that the tie bet was a great way to improve their winning chances in Baccarat. However, this is not the case as the Banker bet wins, while the player lets you stay consistent.

RNG vs. Live baccarat games

Decide which game you want to play before deciding on a strategy. Baccarat players should take many factors in when choosing which game to play, including rule variants, payout odds, house edge, and additional bets allowed. If you decide to play live dealer baccarat, you should know that the pace is determined by the dealer, which might cause you trouble following your betting strategy. But if you choose, let’s say, a Martingale strategy, then you can easily use it.

Don’t go all in

If you have seen gambling movies, you’ll probably have come across instances when a player goes all in. However, this is not a smart move, as putting all of your money in one move makes no sense. This is your capital; losing it all in one wager is no fun. Plus, even if you think that you’ve got a winning strategy in place and the baccarat pattern is on your site, there’s no way to predict the next outcome. Therefore, the best baccarat system is the one that helps you make the most of your bankroll.

Pick the ideal betting system

There are numerous betting systems, each tailored to your bankroll. For instance, the Martingale system may not be the right choice for you if you are working on a strict budget. You may end up losing your bankroll in a few rounds, which means you won’t enjoy the game. That’s why we present multiple baccarat betting system options, ensuring you can find the one that meets your budget’s possibilities.

Use casino bonuses

Using online bonuses is always a good idea when playing at baccarat casinos, but there are a few things you should check before claiming a promotion. Why should you do it? Because you’ll get free chips to spend on your favorite game, meaning you’ll be playing with no real risk. The trick? Not all casinos offer bonuses that you can use on table games, such as baccarat. Moreover, RNG table games usually contribute less than slots toward the wagering requirements, and live dealer games sometimes don’t contribute at all.

Have fun

Lastly, baccarat is a casino game and should remain entertaining. Like most casino games, you’ll lose at some point, but how you react to the loss matters. Don’t put emotions into the game; just walk away if it stops being fun.

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Play With the Best Baccarat Strategy

Now that you know everything about the winning systems and strategies in Baccarat, you may begin to wonder which one is the best to help you consistently win. But the truth is that there is no right strategy to achieve this.

All you need to do is choose a betting baccarat strategy that aligns with what you want to achieve in the game and go with it. Is your goal to risk more money for a chance to win more? Or are you working with a budget and would rather play slowly while managing your bankroll? This is what determines the strategy you use.


What are flat betting systems in baccarat?

This is a betting strategy that requires you to wager the same amount on each hand. For instance, if you wager $10 and win, you bet $10 once more. The same applies if you lose.

Does card counting work in baccarat?

Card counting is not prominent in the game of Baccarat and won’t be a good option because the game is played with 8 decks or more. However, it is a great choice for players who want an edge in blackjack.

Should you bet on the Banker in baccarat?

Yes. This is because winning banker bets occur 45.8% of the time, which is a little more than the player’s hand of 44.6%.

Can you play Baccarat in land-based casinos?

Yes, baccarat is available in land casinos and online casino sites. You can check out our real money online casino recommendations in the article.