LegalSportsBetting

US Sports Betting

Legal sports betting became a reality in the United States following a years-long legal battle pitting the state of New Jersey against a federal law called the Professional and Amateur Sports Protection Act of 1992 (PASPA) and a consortium of leagues that sought to maintain the status quo.

The case began with a law passed in New Jersey seeking to legalize sports betting. The major pro sports leagues and the NCAA sued to stop the law from taking effect on grounds that it was a clear violation of PASPA.

Multiple lower courts agreed with the leagues, but lawyers representing New Jersey contended PASPA itself was an unconstitutional law. The case ended up going all the way to the Supreme Court and a ruling was finally sent down in May 2018. In a landmark decision, the Supreme Court declared PASPA unconstitutional, freeing every state in the US to legalize and regulate sports betting as it sees fit.

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Where to Bet On Sports Online Legally

Online sports betting is legal in 30 states plus Washington DC, and an additional eight states have authorized retail sportsbooks only.

The state-by-state rollout of legal online sports betting has allowed lawmakers to enact regulatory models that best serve their constituents’ interests. However, this approach has also resulted in a fragmented market in which the laws vary from one state to the next. Some of the key details that vary between states include:

  • Which online sportsbooks are legal and licensed
  • Whether the minimum legal betting age is 18 or 21
  • Whether customers can use credit cards to fund their online betting accounts
  • College wagering rules, such as restrictions on games involving in-state college teams or bans on wagers determined by the performance of any individual college athlete
  • Restrictions on certain novelty prop bets, such as the outcome of the Super Bowl’s coin toss
  • Restrictions on non-sporting events and awards like the Oscars
  • Whether it’s legal to bet on esports competitions

Understandably, there are quite a few questions regarding what’s legal and where. The following state sports betting guides offer clear, concise explanations to help readers bet on sports safely, legally, and with minimal hassle.

States With Legal Online Sports Betting

The following states have authorized online sports betting.

Most states have opted for open market regulatory frameworks that allow multiple sportsbook brands to apply for licenses and compete for customers.

A handful of states have established monopoly markets by designating a single sports betting brand to be the state’s sole authorized online sportsbook.

States with In-Person Betting Only

Some states have taken a measured approach to legalization by authorizing retail sportsbooks and betting kiosks but not online sports betting.

These states authorized in-person person wagering only for various reasons, such as concerns over the social impacts of legalization, opposition from land-based casinos worried about losing foot traffic to online sportsbooks, or complex tribal gaming negotiations.

Online Sportsbook Reviews

Choosing which online sportsbooks and mobile sports betting apps to use is an important choice, we make it easier by compiling and comparing online bookmakers using a combination of social metrics and a data-driven approach.  

Important: USGambling.com lists licensed and regulated betting sites only. While it’s ultimately the responsibility of our readers to determine the legality of wagering in their jurisdiction, we only list legal betting sites because we believe that is the right thing to do.

Our 10-Step Sports Betting Review Process

To maintain our transparency and unbiasedness, we designed an all-inclusive 10-step sports betting review process that covers all the aspects of a sportsbook. Our process is designed in a way that will provide our readers with the most comprehensive and accurate information possible so you’ll be able to make an informed decision. This is how we review sportsbooks:

  1. Initial research: It all starts with research. We start by researching the sportsbook and gathering information on its reputation, history, and any noteworthy incidents.
  2. Account creation: To understand the user experience firsthand, we create accounts on the sportsbook platform, evaluating the registration process and the ease of setting up an account (including the verification process).
  3. User interface review: The design of a sportsbook’s website should be intuitive and simple to use, yet complex enough to include all the features and menus. We navigate through the website and all the different menus and examine its visual design, ease of use, and the overall user experience.
  4. Mobile app testing: Since most sports bettors are using their mobile devices to bet online, the mobile sportsbook app is high on our priority list. We download the app on both iOS and Android devices and check the app’s performance, functionality, and design. If it ticks all the boxes, we continue our review while performing all the following steps on both desktop and mobile to check the cross-platform usability.
  5. License and security check: This is when our thorough vetting process begins. The first step involves verifying the sportsbook’s licensing and regulatory compliance with the respective governing body. This helps establish the sportsbook’s legitimacy. Once we can confirm it’s all legit, we proceed with the next step.
  6. Banking testing: We read the operator’s terms and conditions and delve into the banking options. We check out the variety of deposit and withdrawal methods, the minimum and maximum deposit amounts, the fees, and the security measures in place to protect financial transactions. We proceed by making an initial deposit while measuring the time it takes for the money to appear in our account.
  7. Software and betting market coverage: We open the betting market portfolio and first test the sportsbook’s software, evaluating its stability and performance. Then, we check all the available betting markets, the different betting types available to users, and the live betting section to see what users can bet on.
  8. Odds comparison: Depending on the betting market availability at the time of reviewing a sportsbook, we select a few sporting events of major leagues such as the NFL, NBA, MLB, NCAA, NHL, and such, and compare the odds for the same event across different sportsbooks. With this, we can determine how the particular sportsbook stacks up against its competitors.
  9. Bonus evaluation: Bonuses are a major draw for many sports bettors, and most sportsbooks offer a welcome bonus for new users and several other promotions for regulars. We carefully analyze every bonus offer that’s available at the time of reviewing the sportsbook, including the terms and conditions and all the hidden policies (if there are some).
  10. Customer support: The last piece of the puzzle is the customer support team. We contact the customer service teams via various channels and pretend to have a serious issue. Then, we gauge the time it takes them to respond and the quality of assistance provided.

Additional Data We Consider in Our Sports Betting Reviews

  • Compliance: USGambling.com makes it a point to note any compliance issues each betting site has had in the past. Has a particular betting site ever been fined or reprimanded for failing to meet its licensing requirements? If so, we note that and explain what happened.
  • Consumer Feedback / Social Signals: While experienced industry types can dissect a betting site to pieces, the feedback of the general public is hard to beat when it comes to the raw and unvarnished truth. Our reviews incorporate what actual consumers have to say as well as the overall sentiment found on social media postings related to each betting site.
  • Speed of Payouts: Timely payouts are more than just a matter of convenience; they also tell a story about how much each betting site actually values customers and may even reveal potential concerns regarding the financial health of the site.

US Sports Betting Deposits and Withdrawals

Depositing and withdrawing funds on legal US sports betting sites is generally straightforward, with multiple secure payment options available. However, the availability of specific methods may vary depending on the operator, the type of transaction (deposit vs. withdrawal), and state-level regulatory requirements.

Some states impose restrictions on certain banking methods, which can affect the options presented to users within those jurisdictions. Most legal sportsbooks support a range of commonly used payment methods, including:

  • Debit and credit cards (typically deposit-only)
  • ACH transfers/eChecks (available for deposits and withdrawals)
  • Online bank transfers (available for deposits and withdrawals)
  • Play+ prepaid cards (available for deposits and withdrawals)
  • PayPal (available for deposits and withdrawals, depending on operator approval)
  • Skrill (available for deposits and withdrawals)
  • Venmo (primarily for deposits; limited withdrawal availability)
  • Google Pay (typically deposit-only)
  • Apple Pay (typically deposit-only)
  • VIP Preferred e-check network (available for deposits and withdrawals)
  • Prepaid cards issued by the sportsbook (available for deposits and withdrawals)
  • Trustly (available for deposits and withdrawals)
  • PayNearMe cash deposits (deposit-only)

US Sportsbook Bonuses

Most of the highest-value bonus offers on legal sports betting sites are reserved for new customers making their first deposit. These welcome bonuses tend to be larger and more valuable than promotions for existing users, as sportsbooks seek to differentiate themselves in a competitive market.

Promotions for existing customers are usually smaller but still provide value through bet refund offers, odds boosts, and enhanced parlay payouts. Common types of US sports betting bonuses include:

Bet and Get Offers

“Bet and Get” promotions reward new customers with bonus bets or bet credits after placing a qualifying wager. These offers usually require a small initial bet and return a sizable bonus. For example, an online sportsbook may welcome new users with a “bet $5 on any sport to get $50 in bonus bets” offer.

Pros:

  • Most bet-and-get offers require minimal upfront risk
  • Bonus usually paid regardless of the qualifying wager’s outcome

Cons:

  • Offers expire within a limited time frame
  • Payouts from winning wagers placed with bonus funds typically do not include the initial stake

First Bet Refund

If a new user’s first bet loses, the sportsbook will refund the losing wager, usually with non-withdrawable bonus funds that can be used on any market.

Pros:

  • Provides a safety net on initial wagers
  • Can place wagers you might not ordinarily place due to having a safety net

Cons:

  • Offers may only cover parlays partially or not at all
  • Refunded bonus bets may be subject to additional wagering requirements
  • Only pays if your first bet loses; no bonus if your first wager wins

Promos for Existing Users

One of the biggest factors in determining the quality of a sports betting app is the quality of its ongoing promotions. A good sportsbook will offer promos based around major events like the Super Bowl and NBA Finals. Meanwhile, a great sportsbook will offer regular promotions on a weekly basis, whether or not a major sporting event is imminent.

These promotions, which are regulated by state gaming authorities, are designed to attract and retain customers. Common types of sportsbook promos for existing users include:

  • Odds boosts that enhance the payouts on select markets
  • Odds boost tokens that bettors can use on the market of their choice
  • Enhanced parlay payouts
  • Loyalty programs that offer ongoing and increasingly valuable rewards

Sportsbook Registration and Identity Verification

Signing up for an online sportsbook account begins with completing a registration form. Most of the information requested is the same basic sort you would be asked to provide on any application or registration form (namedate of birthgendermailing address, email address, etc.).

Once you complete the registration process, you may need to complete identity verification. State gambling regulations and federal Know Your Customer (KYC) laws require sportsbooks to verify every customer’s identity before allowing them to deposit and withdraw funds. In some cases, you’ll need to upload a picture of your photo ID or proof of address (such as a utility bill).

Once you’re done with registration and identity verification, you can deposit and withdraw at will.

Sportsbook Registration Requirements

Customers must meet several key criteria to be eligible to sign up for online sports betting accounts:

  • 21+ in most states (18+ in a few states)
  • Haven’t previously self-excluded from online sports betting
  • Have photo ID and possibly a utility bill or some other proof of address

Customers can sign up for sports betting accounts from anywhere in the nation, even in states that don’t permit online sports betting. However, you must be physically located within a legal state to place wagers.

Sign Up Process Required Details Explained

Online sportsbooks give you a choice of two ways to complete the registration process – online or via the sportsbook mobile app. Either way, the procedure is identical. Then, after you are assigned an account, whether you make your initial deposit online or via the mobile app is again entirely up to you, depending on what you find most convenient.

The registration form you will need to complete is always found in the upper right-hand corner of the sportsbook’s home page. Click on the tab marked “Sign up” or “Register,” and fill in all of the information requested, which will typically include the following:

  • Full Name

It is very important to use your real legal name that you will be able to verify. Otherwise, you could run into problems.

  • Gender
  • Date of Birth

As mentioned, the minimum age to be permitted to gamble at any legal sportsbook in the US is 21. The sportsbook may ask for proof of your identity and age such as a government-issued photo ID to make sure you are who you say you are and that you are old enough to play.

  • Last four digits of your Social Security Number

A sportsbook will ask for your SSN for proper identification purposes.

  • Physical address

Your place of residence does not necessarily have to be in the same state where the sportsbook is licensed. However, you do need to be physically situated within state borders at the time you are wagering real money. Built-in geolocation software will be able to verify instantly whether or not you are within the state at the time of play, and if you are not, deny you access.

Also, it is important to be honest about the mailing address you enter on the registration form. The sportsbook will ask for proof when you are ready to process your first withdrawal.

  • Email address

You must also provide a valid email address.

  • Mobile phone number

As an added layer of security, most online sportsbooks now require all customers to provide a mobile phone number. They may send a text with a verification code you have to enter before you can access the site, as well as use the phone number to send other messages.

  • Username

When you sign up with a sportsbook, you will also be asked to create a username for your account. It’s entirely up to you whether you want to use a nickname or another word or name or a combination of letters and numbers that is meaningful to you. However, the total number of characters cannot be less than the specified minimum or more than the specified maximum.

Your username should not be so complicated that you won’t be able to remember it but not so simple that another person could quickly figure it out. If signing up with more than one sportsbook, consider using a different username for each one.

  • Password

The password that you create for your account is different from the username, but the same basic guidelines apply. Don’t make it so complicated that you can’t remember it, but don’t make it so easy to guess that you are putting the security of your account at risk. The recommended combination includes one or more of each of the following: lower case letters, upper case letters, numbers, and special characters. The total number of characters must also be a certain minimum and maximum.

As with the username, it is best to create a unique password for each sportsbook rather than use the same one. That way, in case of a breach, only one account will be affected instead of all of them.

It is each user’s own responsibility to remember their password and keep it secure. Do not share your password with anyone. If you receive the option to have it saved in your browser, so you don’t have to remember it and type it each time you log in, decline the offer.  No one should have access to your password but you, so it should not be displayed anywhere. If you forget it, you can create a new password.

  • Security Questions

You will be permitted to choose from several options. Since the sole purpose of including such questions is to provide your account with an extra layer of security, choose a question that you know the answer to but no one other than your immediate family or closest friends does. A few examples might be: What is your mother’s maiden name? What was the name of your first grade teacher? What was the name of your first pet?

Sportsbook Account Verification

verify sportsbook account

As soon as you have completed the preliminary steps outlined above to the sportsbook’s satisfaction, including two-factor authentication if required (discussed below), you will be invited to make your first deposit, claim your welcome bonus, and start using your new sports betting account. If the sportsbook needs any additional information, it will let you know. For example, if you will be using a credit card or ACH as your deposit method, you might be asked to furnish proof that the account being used for depositing funds is in your name.

Typically, you won’t be required to furnish copies of other documents until later. That will be when you are ready to make your first withdrawal and why you need to allow extra time for the first withdrawal request to be approved and processed.

Before your initial withdrawal can be approved, you will need to submit a copy of a valid government-issued photo ID such as a driver’s license, passport, or military ID. A company ID or library card will not be accepted. In addition, you will need to provide proof of your address such as a utility bill or a bank statement issued within the last three months.

You can save time by checking beforehand what documents the sportsbook will require when you request your first withdrawal and having them ready.

Two-Factor Authentication

Some states require online sportsbooks to enable two-factor authentication for all users.

Typically, two-factor authentication involves receiving a fix or six-digit number by text and inputting that number every time you log in to your online betting account.

Some sportsbooks, such as Caesars, send the code via email, but usually, you can only access the code on your mobile device. For example, at FanDuel Sportsbook, after logging in with your email and password, rather than receiving the 6-digit code by email, you can either have the code generated by the authenticator app on your mobile device or sent to you via SMS.

The Road to Legalizing US Sports Betting

The Supreme Court of the United States ended the federal sports betting prohibition on May 14th, 2018. That decision did not actually legalize sports betting all by itself, but instead struck down a federal law that prohibited all states except Nevada from legalizing or regulating sports betting.

Getting to this point was a long road with many twists and turns and, if we were so inclined, it is a road we could trace all the way back to the very founding of the country. But today, we’ll stick to the cliff’s notes version and save the full history of sports betting for another day. Suffice it to say, gambling and sports betting have been controversial for about as long as the United States has been a country.

Today’s story begins in 1992, the year the Professional and Amateur Sports Protection Act (PASPA) was signed into law.

The key portion of PASPA read as follows:

“It shall be unlawful for –

(1) a governmental entity to sponsor, operate, advertise, promote, license, or authorize by law or compact, or

(2) a person to sponsor, operate, advertise, or promote pursuant to the law or compact of a government entity, a lottery, sweepstakes or other betting, gambling, or wagering scheme based, directly or indirectly (through to use of geographic references or otherwise), on one or more competitive games in which amateur or professional athletes participate, or are intended to participate, or on one or more performances of such athletes in such games.”

To put it in plainer terms, PASPA prohibited states from legalizing sports betting. For as long as PASPA was in effect, there could be no expansion of sports betting in any state across the country.

The authors of PASPA included within the law a provision that one year would pass before the law takes effect. During that time, any sports betting schemes in place at the state level would be exempt from PASPA.

Nevada already had legal sports betting at the time and was therefore granted the sole exemption from PASPA for full-on sports betting. Limited sports lottery games in Oregon and Delaware were also exempted, while a law in Montana allowing establishments to run betting squares contests also received an exemption.

No new laws legalizing sports betting were passed during the one-year waiting period specified by PASPA, so true sports betting was effectively banned everywhere in the US other than Nevada.

The prohibition went unchallenged for nearly 20 years, until voters in New Jersey started the process that would eventually result in PASPA being struck down. In 2011, New Jersey voters approved a referendum to alter the state’s constitution such that the legislature would be permitted to introduce legislation legalizing sports betting at casinos, race tracks and over the internet.

Less than two weeks later, the Sports Wagering Act to authorize sports betting in New Jersey was introduced. The Sports Wagering Act of 2012 was approved by the legislature in January 2012 and Governor Chris Christie signed the bill into law a few days later.

The NCAA, NFL, MLB, NBA and NHL filed suit in August 2012 against Governor Christie, NJ Division of Gaming Enforcement Director / NJ Assistant Attorney General David Rebuck and NJ Racing Commission Director Frank Zanzuccki to enjoin the Sports Wagering Act from being implemented.

The leagues’ main argument was that New Jersey’s Sports Wagering Act was a direct and clear violation of the Professional and Amateur Sports Protection Act.

This set the stage for a court case that would be named Christie v. NCAA (later to be renamed as Murphy v. NCAA after a change in governorship)

The sports leagues held high ground as their argument was difficult to debunk. What New Jersey was attempting was indeed a clear-cut violation of PASPA. However, lawyers representing New Jersey did not even attempt to argue the Sports Wagering Act was compatible with PASPA. Instead, they argued PASPA itself was unconstitutional and should be ruled as such.

The US District Court in New Jersey ruled in favor of the leagues and the Third Circuit Appeals Court affirmed the decision in 2013. There was some hope among betting proponents that New Jersey could get the case in front of the Supreme Court, but the Supreme Court declined to hear the case in 2014.

The Supreme Court’s decision not to hear the case was a major setback for New Jersey and there was some talk at the time that it might be the end of sports betting legalization efforts for some time. Nevertheless, New Jersey officials went right back to the drawing board and decided to take a different tack.

In 2014, lawmakers introduced a law in New Jersey playing off a single sentence found in the Third Circuit’s decision: “We do not read PASPA to prohibit New Jersey from repealing its ban on sports betting…”

Under the Sports Wagering Act of 2014, New Jersey partially repealed “prohibitions, permits, licenses, and authorizations concerning wagers on professional, collegiate, or amateur sports contests or athletic events” at casinos and race tracks.

The idea here was to get around PASPA by not explicitly authorizing or licensing sports wagering; New Jersey simply wanted to end its prohibition at casinos and race tracks.

Although this was fairly described as a long-shot effort by some, the Sports Wagering Act of 2014 set the stage for a whole new round of legal maneuvering.

The NCAA and other pro sports leagues jumped to action once again and sued to stop the law from being implemented. Predictably, the District Court and Third Circuit both ruled against New Jersey.

Undeterred by previous setbacks, New Jersey appealed again to the Supreme Court in 2016. The Supreme Court issued New Jersey its first major victory of the entire saga in 2017 when it agreed to hear the case.

The Supreme Court’s decision to hear the case marked a significant turning point in the long-running legal battle. The fact the highest court of the land would even consider the case was a victory of its own because it indicated New Jersey’s argument that PASPA was unconstitutional held enough merit to be worth considering.

Oral arguments were presented before the Supreme Court in December 2017 and early reports from those present said the Justices hearing the case seemed sympathetic to New Jersey’s arguments. As those early reports indicated, the Supreme Court was indeed very sympathetic.

The Supreme Court of the United States settled the matter once and for all on May 14th, 2018. PASPA was ruled unconstitutional and stricken down in its entirety.

The 7-2 ruling opened the door to legal sports betting in the US by returning to individual states their right to regulate sports betting as they see fit. Numerous states have taken advantage of the opportunity since then and more are on the way.

It is also important to note that the Supreme Court ruling does not preclude Congress from regulating or even banning sports betting at the federal level. The main problem the Supreme Court has with PASPA was the way in which it dictated to state legislatures what they may and may not do, in violation of the anticommandeering principles of the 10th Amendment.