Want to play at an online casino and use a prepaid card? We run you through the best options for players wanting to use one of the wide range of prepaid visa cards now available in the US.
The world of online gambling is packed with practical payment methods. Yet, players at online casinos never mind having a newer, safer payment option to explore. It makes sense to use a prepaid card online. Many traditional banking merchants, such as Visa and MasterCard, are now offering prepaid cards. Yet, which of these prepaid cards work for online gambling in the US?
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There are now several legal US casinos that you can use a prepaid visa card on, the top-rated ones are:
- Borgata casino
- BetMGM Casino
- Virgin Casino
- Tropicana Casino
- Golden Nugget Casino
- Caesars Casino
- Resorts Casino
- Mohegan Sun Casino
- Unibet Casino
- bet365 Casino
The online casinos listed above are all legal and licensed in several states, namely, NJ, WV, PA, CT, and MI. They are not offshore casinos such as Bovada. You can play at any of these casinos using a prepaid card as long as you are located in one of the above states. Players looking to bet on sports online have more freedom regarding their location since over 15 states have legalized it, including New York, Illinois, Colorado, and Tennessee.
Overview of how casino prepaid cards work
This page focuses on what online casinos generally accept prepaid cards, but you will need to find out what prepaid visa cards are specifically available in your state. So if you want to know which gambling websites accept prepaid gift cards, then you are in the right place.
There is a fantastic alternative for online casino players who have trouble funding their accounts with a debit or credit card. The prepaid card payment method has become one of the most efficient and reliable options for transferring funds to and from US online casinos. Prepaid cards have a high payment success rate and are also often a superb withdrawal option, which is why many US casino players are turning to this method for funding their online accounts.
Online casinos recognize the desire for customers to use prepaid cards and most sites offer players the opportunity to sign up for a branded prepaid card. They will then be able to use the card at the online casino and wherever Discover cards are accepted.
Withdrawals are also available to players who have registered for a prepaid card, even if the card was not used to make the first deposit. Additionally, casino prepaid cards can be used for ATM withdrawals in the same way as a debit card, so they are handy to have. On this page, we list the legal online casino sites that offer a branded prepaid card, so when you want to add funds to your casino account and start playing online slots, depositing via this method is a great choice.
The outlined online casino sites offer a branded prepaid card option for customers. Consequently, players who register for a card on the site can only use the card for online gambling financial transactions at that particular online casino. There is no need to use a physical card to deposit at an online casino site, and players also do not have to use the card to deposit before choosing to withdraw funds via the same method. That’s how much freedom prepaid visa card casinos provide to players.
Benefits of using prepaid cards for online gambling
Players who have signed up to an online casino may be wondering why use a prepaid card? Payment acceptance is a huge issue when playing at online casinos in the US. Many deposits made using debit and credit visa cards are rejected, which is also the same for ACH (eCheck) payments. It can be very complicated to add funds to your account using those methods since they are not widely accepted.
The main reason is that American banks are not fond of online gambling. If a bank notices a payment going through to an online casino, a red flag is raised even if it is legal and licensed. Therefore, many online casinos will recommend that players not use a debit or credit card to deposit instead.
Prepaid cards avoid this issue as they have the highest acceptance rate of any deposit method, so you don’t need to worry if it will be approved or not. Another benefit of using prepaid cards is that you don’t need to wait until you get the physical card in the post to load your online casino gaming account. As soon as you sign up, you can start adding funds, and it is done instantly.
As an alternative to using a prepaid card, you may also want to see which NJ casinos accept PayPal as a cashier option.
Signing up for an online casino prepaid card
The registration process for a prepaid card is slightly different from each online casino; however, all make it straightforward for the player. First, players will need to create an account with one of the online casinos listed above. When you are signed in, navigate to the casino’s cashier section and select the prepaid card option.
You will then be asked to sign up for the card and fill in an application. The online casino will need you to provide details to verify your identity. These details will typically include your date of birth and social security number. You will also need to agree to the associated terms and conditions.
When the verification checks are complete and you have been accepted for the prepaid card, you can start to load your balance by using a Visa or Mastercard debit or credit card. You will be required to enter the 16-digit card number, expiration date, and the three-digit security number if using a credit card. Any credit cards used must also be in the account holder’s name.
Once the card has been loaded, you will then have the ability to move funds into your online casino account. Furthermore, a physical card will be sent to you in the post, which you can use at ATMs and shops if Discover is accepted.
Where can you use Physical Prepaid Card?
As we have mentioned, when you have signed up for a prepaid card at any online casino, you will receive a physical card in the post, which acts almost similar to a gift card. You can use the card to make ATM withdrawals from anywhere in the United States. Additionally, you can go shopping and purchase items from stores that accept Discover, and of course, you can also deposit and withdraw money at online casino sites.
Prepaid card deposits
After signing up for a prepaid casino card at your selected operator, the process of funding your account is seamless. As long as the prepaid card has available funds, you can visit the cashier section, enter your desired deposit amount, input the card details, and confirm the transaction. The money will instantly show up in your casino account, and you are free to use them as you see fit. There are no limits on what online slots, poker, or table games you can play with a prepaid card unless you opt for exclusive bonuses carrying terms and conditions.
If your prepaid visa card balance is not enough to gamble online, you can conduct a direct deposit to your prepaid debit card from your Visa credit or debit card. Both online payments and mobile payments from and to visa prepaid cards are instant. You will just need your card details and security code to complete the transactions. Then, you can follow the above process to conduct online deposits at mobile casinos, poker sites, shop online, or perform any other online purchases.
Prepaid card casinos withdrawals
Prepaid cards casinos do not only accept deposits to play casino games. All trustworthy online casinos that accept prepaid visa cards payments also allow withdrawals through the same method. Simply visit your casino account, tap on the withdrawals tab, enter the amount you want to withdraw, and confirm the transaction. Online casino prepaid card withdrawals often take one to three days to be completed, along with other deposit methods withdrawal times.
You can also transfer money back to them as you funded your prepaid card from credit and debit cards. Alternatively, you can move your prepaid card balance to your bank accounts. We recommend gambling online using either prepaid card casinos or visa gift card casinos due to the lack of a monthly fee, reasonable extent of personal details requirements, and also since the best online casinos in the US highlight it as the preferred method to add to your casino balance and play slots or casino games.
Potential issues when funding your casino account with prepaid cards
Online gambling operators rarely limit players’ ability to withdraw or deposit funds to their casino accounts. Whether you employ debit cards, a gift card, or join casinos that accept prepaid cards, the limitations always come from the payment providers. With credit and debit cards, casino operators have limited freedom of how seamless they can make the funding process for players. There is no limit to your freedom with prepaid cards dedicated to specific casino operators, though.
Prepaid Card Transaction Fees
Online casinos will never charge a fee to players who fund their accounts using a prepaid card. However, if you use a credit card to load your prepaid card account, the card company may see this as cash in advance and charge you. We recommend checking with your card company to find out if this is the case.
We also recommend using a debit card to fund your prepaid card account whenever possible. Some casino sites may also charge if you request a replacement card or an ATM withdrawal. Nonetheless, by comparing the fee to the generous welcome bonus offered by the best online casino sites in the US, you will not hesitate to load money at gambling sites through prepaid cards.
Prepaid Card Acceptance Rates
As mentioned on this page, prepaid card transactions have the highest success rates of any online casino payment method. For players struggling to fund their accounts with a credit/debit card or an e-check, prepaid cards are a superb alternative since they are widely accepted.
Apart from some deposit limits, which vary from one mobile casino to another, which may affect high-rollers, the only other drawback players may get frustrated with is that it’s a little more time-consuming using a prepaid card as you have to load funds onto the card before transferring them to the site. However, the extra time is minimal, and overall it is still a speedy process. You simply have to conduct a single transaction from your bank account, debit card, or credit card, and the prepaid card casino will then instantly accept the funds.
Types of casino prepaid cards
We generally find it easier using the prepaid cards issued by each US gambling site, like DraftKings prepaid card or the FanDuel visa prepaid card. The biggest prepaid casinos, such as Caesars and BetMGM, might also provide exclusive rewards programs for players conducting online deposits, online payments, shop online, or gamble online using their visa gift cards. Nonetheless, since certain casino operators do not offer this option, let us take you through the widely accepted types of prepaid card casino methods to add funds to your real money account:
- Disposable prepaid cards: This type was the initial option accepted by prepaid card casinos for deposits only. Players were required to enter the code to fund their account, which corresponded to a set amount. This option remains popular since anyone could buy a disposable prepaid card from shops nearby.
- Reloadable prepaid cards: As soon as the first reloadable prepaid card was introduced, all online casinos embraced it. This type operates similarly to visa and gift cards, although it can be used right after you sign up for it, and players can also reload it using cash. US online casinos mostly accept prepaid visa cards that fall under this category.
- Virtual prepaid cards: Like the above, the only difference between a reloadable prepaid card from a virtual one is that the latter is stored in your smartphone, enabling instant transactions without even a pin code. Think of them as Apple Pay or Google Pay cards.
Prepaid cards that online casinos accept
Visa Prepaid Card
- Website: www.visa.com
- Availability: Worldwide
The Visa Prepaid Card is an intuitive and viable option for use at online casinos as it offers the highest clearance rate of any other prepaid card available. You can purchase a one-off gift card or choose a reloadable card.
The Visa prepaid card is one of the best-prepaid cards that work well at online casinos as there are no overdraft charges you need to worry about because the Visa Prepaid Card only allows you to deposit as much as you have on the card. The Visa official website lists different 36 prepaid cards.
American Express Prepaid Card
- Website: www.americanexpress.com
- Availability: Worldwide
American Express has a high level of trust among online gamblers as a well-known and reliable payment method. American Express comes with a plethora of prepaid and gift card options, all of which can be used at online casinos and online sportsbooks across the US.
The clearance rate on American Express prepaid cards is high, although this will vary based on the state you are located in. You should be aware that if you are using an American Express prepaid card, it does come with a small monthly charge ranging from $6.95 to $7.95, dependent on the card you purchase.
Play+ Prepaid Card
- Website: www.playplusgo.com
- Availability: United States
Play+ takes third place on our list of what prepaid cards work for online gambling in the United States. In fact, the Play+ company motto claims that they are “the cashless way to play.”
As PlayPlus explains, they are an FDIC-insured reloadable online account, and you may use it to reload accounts at both online casinos and online sportsbooks. PlayPlus is entirely safe, and they work with some of the biggest brands in the US, including William Hill, Unibet, Station Casinos, Westgate Resort & Casino, just to name a few.
Play+ is available in every US state where online gambling is legalized. PlayPlus offers a free casino-branded prepaid card for each online casino you want to visit and play at.
- Website: www.paysafecard.com
- Availability: Over 50 countries
Paysafecard is the default prepaid card used at any US online casino. Paysafecard has been long known as one of the safest and most reliable payment methods for online casinos as it is straightforward to use and is secure for all its users.
Each Paysafecard prepaid card has a unique 16-number PIN used to deposit funds into your online casino account. While Paysafecard makes a point of using a land-based retail store to buy a Paysafecard voucher, you can always use the Paysafecard website to check your balance.
You can buy Paysafecard vouchers worth either $10, $25, $50, or $100, and there are now several NJ online casinos accepting paysafecard.
NETELLER Prepaid Card
- Website: www.neteller.com
- Availability: Over 50 countries
When looking for what prepaid cards work at online casinos, you will recognize some of the most famous electronic wallets. NETELLER has ventured into the prepaid cards business to provide consumers with an additional layer of safety compared to other prepaid cards as users do not have to enter any bank account details.
The Net+ Virtual Prepaid MasterCard allows players to fund their gaming experience without disclosing any bank account or personal information. The virtual prepaid card eliminates the need to make any purchase physically, boosting its convenience. Every player’s first Net+ Virtual Prepaid MasterCard is entirely free, with additional cards costing $3.
Keep in mind that you cannot make ATM withdrawals with the Net+ Virtual card at the moment. However, NETELLER and its sister prepaid card Skrill often establish deals with US casino operators, providing exclusive bonuses for players using Neteller to add real money to their accounts.
Skrill Prepaid Card
- Website: www.skrill.com
- Availability: Worldwide
Electronic wallet Skrill has been on the market for a while now and has naturally transitioned into the prepaid card segment, becoming one of the safest ways of funding an online casino account. The Skrill Prepaid MasterCard is an intuitive payment method and is one of the best-prepaid cards that work at online casinos.
While other prepaid cards expect you to make a physical purchase, like a gift card, Skrill gambling sites allow users to purchase their card remotely and have it delivered directly to their homes. Delivery time for the Skrill Prepaid Mastercard is typically between 7 and 10 business days.
US casinos prepaid and gift cards
Players not signed up with any of the above eWallets or prepaid card merchants should think twice before doing so. If you are committed to a single US casino, it is worth purchasing their branded prepaid cards instead. Moving money from your bank account to your casino account in this way will be easier, faster, safer, and fee-free. In addition, you could also receive exclusive bonuses, rewards, and promotions. Below, we list the branded prepaid and visa gift card casinos:
- Borgata Prepaid Card
- DraftKings Prepaid Card / DraftKings Sportsbook Gift Card
- FanDuel Gift Card
- Caesars Visa Gift Card
- BetMGM Prepaid Card
- PointsBet Visa Gift Card
For faster deposits and withdrawals, you should sign up for any of the above gift card or prepaid cards options.
Prepaid cards are a fantastic payment option to deposit and withdraw funds at US online casinos. Those who want to ensure smooth and straightforward financial transactions should consider using a prepaid card. Prepaid cards have the highest acceptance rates of any online casino payment option, and players can fund them via numerous methods. When withdrawing funds from an online casino, players are likely to have to wait; however, you can access your funds with prepaid cards instantly when you want them. Prepaid cards can also be used on mobile casino apps that offer them the option.
Can I still claim offers and bonuses if I use a prepaid card at an online casino?
Most online casinos will allow players to claim offers and bonuses even if they use a Prepaid Card. You should read the terms and conditions of any promotion offered to make sure. In some instances, casinos might offer exclusive bonuses for prepaid card deposits since it is their preferred payment method.
Why use a prepaid card at an online casino?
Many people using the internet feel insecure about giving out their regular credit card details. Using a pre-paid or a visa gift card is a good way to get around this. You are also in more control of your balance when using a prepaid card, as you can load a set amount onto the card before playing.
How much money can I add to prepaid cards?
The amount you can load onto a prepaid card will vary depending on the casino you play at. You can check the limits on the casino FAQ section, although they are generally pretty high.
Can you cash out a prepaid card?
Although offshore casinos and betting sites do not process prepaid card withdrawals, legitimate online casinos that accept prepaid cards will do. By selecting one of our recommended operators from this page, you will not be limited in any way.